202 Wintergull Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 202 Wintergull Ln, Annapolis, MD 21409

Property Summary

Property Type	Townhouse
Details	3 ba · 2,004 sqft · built 1999
Lot Size	0.052 acres (2,266 sqft)
Owner	Company Name on Record
Last Sale	$527,000 (Jun 2022)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-920-90094346`

Property Details

APN / Parcel Number

Primary APN	`03-920-90094346`
Alternative APNs	`392090094346` `92090094346`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,004 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,266 sqft (0.052 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	97 sqft
Balcony Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	92090094346
Street Address	202 WINTERGULL LN
City	ANNAPOLIS
State	MD
Zip	21409-5759
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 15 SC 2 WATERS EDGE AT WOODS LND
Legal Subdivision	WATERS EDGE AT WOODS LND
Legal Block	1
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	731002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6346 CHURCH HILL RD, CHESTERTOWN, MD 21620-2385
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed, Transfer · Line of Credit SHORE UNITED BANK NA
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 14, 2017	Grant Deed, Transfer · VA Mortgage FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Book / Page	38844 / 157
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 16, 2022
Property Address	202 WINTERGULL LN, ANNAPOLIS, MD 21409-5759
Document Number	0388440157
Book / Page	38844 / 157
Map Reference	MB 205 FO 47 PL10822
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	IN HOUSE TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6346 CHURCH HILL RD, CHESTERTOWN, MD 21620-2385

Mortgage

Document Number	0388440162
Date	Jun 16, 2022
Book Page	38844/162

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	202 WINTERGULL LN, ANNAPOLIS, MD 21409-5759
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385600309
Date	Apr 5, 2022
Book Page	38560/309

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2023

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	202 WINTERGULL LN, ANNAPOLIS, MD 21409-5759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339770285
Date	Dec 19, 2019
Book Page	33977/285

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 14, 2017
Property Address	202 WINTERGULL LN, ANNAPOLIS, MD 21409-5759
Document Number	0311520280
Book / Page	031152 / 000280
Instrument Date	Jul 11, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	202 WINTERGULL LN ANNAPOLIS MD 214095759, ANNAPOLIS, MD 21409-5759

Mortgage

Document Number	311520287
Date	Jul 14, 2017
Book Page	031152/000287

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,700 (+20.89%)	$487,300 (+28.07%) Land $165,000 Building $322,300
2025	$4,996.00 (+22.45%)
2023	$4,080.00	$373,633	$380,500 Land $155,000 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2010–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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