202 Waverly Loop, Lake Wales, FL 33859 Property Records

Polk County property record for 202 Waverly Loop, Lake Wales, FL 33859

Property Summary

Property Type	Mobile Home
Details	2,356 sqft · built 1999
Lot Size	0.37 acres (16,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,500 (Jun 2019)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-10-859001-000140`

Property Details

APN / Parcel Number

Primary APN	`27-29-10-859001-000140`
Alternative APNs	`102927859001000140` `02927000`

Interior

Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	16,113 sqft (0.37 acres)
Lot Dimensions	161 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	2,009 sqft
Carport	Carport
Carport Area	2,009 sqft
Shed	1 Shed

Location & Zoning

Street Address	202 WAVERLY LOOP
City	LAKE WALES
State	FL
Zip	33859-7083
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WAVERLY ACRES PB 94 PG 5 LOT 14
Legal Range	27E
Legal Township	29S
Legal Section	10
Legal Subdivision	WAVERLY ACRES
Legal Tract	859001
Legal Block	1
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1000
Census Tract	14130

Owner

Source: Polk County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 YARNELL AVE, LAKE WALES, FL 33853-3927
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS
Jan 27, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 13, 2019	Grant Deed, Transfer LAKE WALES TITLE COMPANY LLC, LAKE WALES TITLE CO LLC
Mar 12, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	2019123243
Deed Book / Page	10874 / 1784
Last Transfer Date	Jan 16, 2026
Transfer Doc	0000020422
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 21, 2026
Property Address	202 WAVERLY LOOP, LAKE WALES, FL 33859-7083
Document Number	0000173084
Book / Page	14082 / 1611
Instrument Date	Jul 16, 2026
Instrument	2026173084
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$169,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WAVERLY LOOP, LAKE WALES, FL 33859-7083

Mortgage

Document Number	0000173085,
Date	Jul 21, 2026
Book Page	14082/1613
Instrument	2026173085

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jan 27, 2026
Property Address	202 WAVERLY LOOP, LAKE WALES, FL 33859-7083
Document Number	0000020422
Book / Page	13859 / 606
Map Reference	MB 94 PG 5
Instrument Date	Jan 16, 2026
Instrument	2026020422
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 YARNELL AVE, LAKE WALES, FL 33853-3927

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 13, 2019
Property Address	202 WAVERLY LOOP, LAKE WALES, FL 33859-7083
Document Number	0108741784
Book / Page	010874 / 001784
Instrument Date	Jun 10, 2019
Instrument	123243
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	LAKE WALES TITLE COMPANY LLC, LAKE WALES TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$318.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 YARNELL AVE LAKE WALES FL 338533927, LAKE WALES, FL 33853-3927

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Mar 12, 2019
Property Address	202 WAVERLY LOOP, LAKE WALES, FL 33859-7083
Document Number	0107750865
Book / Page	010775 / 000865
Instrument Date	Feb 27, 2019
Instrument	49446
Transaction Type	Foreclosure
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 E ROBINSON L ST #155 ORLANDO FL 32801, 155, ORLANDO, FL 32801

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,571.00 (-16.92%)	$87,438 (-44.05%)	$170,756 (+9.26%) Land $28,000 Building $142,756
2023	$1,891.00 (+6.96%)	$156,282 (+7.82%) Land $28,000 Building $128,282	$156,282 (+7.82%) Land $28,000 Building $128,282
2022	$1,768.00	$144,949 Land $23,000 Building $121,949	$144,949 Land $23,000 Building $121,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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