202 W Rainbow St, Duluth, MN 55811 Property Records

St. Louis County property record for 202 W Rainbow St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1978
Lot Size	0.22 acres (9,592 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Oct 2004)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	May 2023 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0264-00430`

Property Details

APN / Parcel Number

Primary APN	`010-0264-00430`
Alternative APN	`760629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,080 sqft Gross Area
1st Floor Area	1,080 sqft
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	9,592 sqft (0.22 acres)
Garage Area	696 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	98 sqft
Deck Area	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	760629
Street Address	202 W RAINBOW ST
City	DULUTH
State	MN
Zip	55811-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:002 SERIAL #
Legal Subdivision	BIRCH HILL DIVISION
Legal Block	2
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1069
Census Tract	302

Owner

202 W Rainbow St is owned and occupied by an individual who acquired it in June 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	202 W RAINBOW ST, DULUTH, MN 55811-2006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR SVGS
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HARBOR PT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2004 · Amount on File
Deed Sale	Oct 30, 2004 · Amount on File
Deed Document Number	2004787117
Last Transfer Date	Jun 14, 2024
Transfer Doc	0001080405
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	202 W RAINBOW ST, DULUTH, MN 55811-2006
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001068353
Date	May 16, 2023
Instrument	1068353

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	202 W RAINBOW ST, DULUTH, MN 55811-2006
Document Number	00T1024061
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NORTH SHORE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W RAINBOW ST DULUTH MN 558112006, DULUTH, MN 55811-2006

Mortgage

Document Number	00T1024061
Date	Jun 3, 2020
Instrument	T1024061

Lender

Name	SUPERIOR SVGS
Type	Federal Savings Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	202 W RAINBOW ST, DULUTH, MN 55811-2006
Document Number	00T1016250
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W RAINBOW ST DULUTH MN 558112006, DULUTH, MN 55811-2006

Mortgage

Document Number	00T1016250
Date	Oct 15, 2019
Instrument	T1016250

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2034

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	202 W RAINBOW ST, DULUTH, MN 55811-2006
Document Number	000T996445
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W RAINBOW ST DULUTH MN 558112006, DULUTH, MN 55811-2006

Mortgage

Document Number	000T996445
Date	Mar 30, 2018
Instrument	T996445

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 29, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 202 W Rainbow St was $4,290 with a homeowner's exemption, up 9.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 (+9.61%) Homeowner's exemption
2025	$3,914.00 (-12.36%) Homeowner's exemption	$308,900 (+2.73%) Land $46,900 Building $262,000	$308,900 (+2.73%) Land $46,900 Building $262,000
2024	$4,466.00	$300,700 Land $38,900 Building $261,800	$300,700 Land $38,900 Building $261,800
2022		$278,300 Land $37,300 Building $241,000	$278,300 Land $37,300 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 W Rainbow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 W Rainbow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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