202 W Main St, Grass Valley, CA 95945 Property Records

Nevada County property record for 202 W Main St, Grass Valley, CA 95945

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,650 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2024)
Tax Bill	$4,894 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-342-015-000`

Property Details

APN / Parcel Number

Primary APN	`008-342-015-000`
Alternative APN	`08-342-15-000`

Interior

Stories	1 Story
Building Area	1,650 sqft Gross Area

Exterior

Lot Area	2,614 sqft (0.06 acres)
View / Lot	Average
Patio Area	1,650 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-342-15-000
Street Address	202 W MAIN ST
City	GRASS VALLEY
State	CA
Zip	95945-4708
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 14 BLK 13 GV
Legal Subdivision	GRASS VALLEY
Legal Block	13
Legal Lot Number	14
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	5
Census Block	5019
Census Tract	504

Owner

202 W Main St, a commercial property, is owned by two individuals who bought it in April 2024.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10366 TRAVERTINE CT, GRASS VALLEY, CA 95949-9008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Apr 22, 2024	Grant Deed, Transfer · Commercial Mortgage BANNER BANK
Jul 31, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	20246012
Prior Transfer Date	Apr 15, 2024
Prior Transfer Doc	0000006011
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	202 W MAIN ST, GRASS VALLEY, CA 95945-4708
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10386 TRAVERTINE CT, GRASS VALLEY, CA 95949-9008

Mortgage

Document Number	0000014183
Date	Sep 11, 2025
Instrument	20250014183

Lender

Name	BANNER BANK
Type	Bank
Address	GRASS VALLEY, CA 95949

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 22, 2024
Property Address	202 W MAIN ST, GRASS VALLEY, CA 95945-4708
Document Number	0000006012
Instrument Date	Apr 5, 2024
Instrument	20240006012
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10366 TRAVETINE COURT, GRASS VALLEY, CA 95949-9008

Mortgage

Document Number	0000006013
Date	Apr 22, 2024
Instrument	20240006013

Lender

Name	BANNER BANK
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 31, 2018
Property Address	202 W MAIN ST, GRASS VALLEY, CA 95945-4708
Document Number	0000015147
Instrument Date	Jul 27, 2018
Instrument	15147
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$505.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	504 ESKATON CIR GRASS VALLEY CA 959455753, GRASS VALLEY, CA 95945-5753

Tax Assessment & Valuation

The 2025 property tax bill for 202 W Main St was $4,894.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,180 (+2%) Land $156,060 Building $312,120
2025	$4,894.00	$459,000 Land $153,000 Building $306,000
2023	$5,274.00 (+0.88%)	$492,138 Land $160,829 Building $331,309
2022	$5,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 202 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, DigitalPath, GeoLinks, T-Mobile.

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