202 W Elm St, Roberts, WI 54023 Property Records

St. Croix County property record for 202 W Elm St, Roberts, WI 54023

Property Summary

Property Type	Single Family Home
Lot Size	0.448 acres (19,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jan 2023)
Tax Bill	$5,169 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`176-1006-95-000`

Property Details

APN / Parcel Number

Primary APN	`176-1006-95-000`
Alternative APNs	`22.29.18.40B` `1572289`

Exterior

Lot Area	19,555 sqft (0.448 acres)

Location & Zoning

Street Address	202 W ELM ST
City	ROBERTS
State	WI
Zip	54023-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22 T29N R18W PT OF N1/2 OF SW SW DESC AS; COM SE COR LOT 6 BLK N ORIG PLAT VIL ROBERTS S 20 RDS E 8 RDS N 20 RDS W 8 RDS
Legal Range	18W
Legal Township	29N
Legal Section	22
Legal Block	N
Legal Lot Number	6
Jurisdiction	ST CROIX WI
Township / Civil Division	ROBERTS
Census Block Group	4
Census Block	4026
Census Tract	121000

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 W ELM ST, ROBERTS, WI 54023-9713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 3, 2023	Warranty Deed, Transfer · Line of Credit FAIRWAY INDEPENDENT MTG CORP
May 11, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	20231162746
Last Transfer Date	Oct 13, 2025
Transfer Doc	0001199137
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Oct 17, 2025
Property Address	202 W ELM ST, ROBERTS, WI 54023-9713
Document Number	0001199137
Instrument Date	Oct 13, 2025
Instrument	1199137
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W ELM ST, ROBERTS, WI 54023-9713

Mortgage

Document Number	0001199138
Date	Oct 17, 2025
Instrument	1199138

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 3, 2023
Property Address	202 W ELM ST, ROBERTS, WI 54023-9713
Document Number	0001162746
Instrument Date	Nov 8, 2022
Instrument	1162746
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001162747
Date	Jan 3, 2023
Instrument	1162747

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	May 11, 2020
Property Address	202 W ELM ST, ROBERTS, WI 54023-9713
Document Number	0001102236
Instrument Date	Apr 24, 2020
Instrument	1102236
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	CITIES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001102237
Date	May 11, 2020
Instrument	1102237

Lender

Name	SUMMIT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	202 W ELM ST, ROBERTS, WI 54023-9713
Document Number	0001080387
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 W ELM ST ROBERTS WI 540239713, ROBERTS, WI 54023-9713

Mortgage

Document Number	0001080387
Date	Apr 17, 2019
Instrument	1080387

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Roberts Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,169.00 Homeowner's exemption
2025	$5,169.00 (+22.87%) Homeowner's exemption	$325,300 (-) Land $48,000 Building $277,300	$325,300 (-) Land $48,000 Building $277,300
2024	$4,207.00 (-2.07%) Homeowner's exemption	$325,300 (+69.6%) Land $48,000 Building $277,300	$325,300 (+69.6%) Land $48,000 Building $277,300
2023	$4,296.00 Homeowner's exemption	$191,800 Land $37,300 Building $154,500	$191,800 Land $37,300 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTS WATERWORKS serves 1,872 people · EPA ID WI6560134
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Swiftcurrent Connect.

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