202 W Cedar St, Lockhart, TX 78644 Property Records

Caldwell County property record for 202 W Cedar St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 3,118 sqft · built 2006
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,598 (2026)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300017-062-140-00`

Property Details

APN / Parcel Number

Primary APN	`0300017-062-140-00`
Alternative APNs	`R18425` `18425`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,118 sqft Living Area
1st Floor Area	1,328 sqft
2nd Floor Area	1,790 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	57 sqft
Patio Area	100 sqft
Storage Building	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18425
Street Address	202 W CEDAR ST
City	LOCKHART
State	TX
Zip	78644-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A017 LOCKHART, BYRD, ACRES .27
Legal Subdivision	LOCKHART, BYRD
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1062
Census Tract	960400

Owner

202 W Cedar St is owned and occupied by two individuals.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 W CEDAR ST, LOCKHART, TX 78644-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	202 W CEDAR ST, LOCKHART, TX 78644-1717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004580
Date	Sep 10, 2019
Instrument	2019-004580

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 202 W Cedar St was $9,598 with a homeowner's exemption.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,598.00	$465,110 (+4.08%) Land $77,730 Building $387,380	$465,110 (+2.97%) Land $77,730 Building $387,380
2025		$446,861 Land $88,351 Building $363,365	$451,716 Land $88,351 Building $363,365
2024	$7,303.00 (+14.23%)
2023	$6,393.00 (-12.42%) Homeowner's exemption	$369,306 Land $83,660 Building $455,530	$539,190 Land $83,660 Building $455,530
2022	$7,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 W Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · Flooding 10/18/98

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 W Cedar St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
VTX Communications Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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