202 W Adams St, Elko, NV 89801 Property Records

Elko County property record for 202 W Adams St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,254 sqft · built 1971
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2024)
Tax Bill	$1,130 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-763-001`

Property Details

APN / Parcel Number

Primary APN	`001-763-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	686 sqft
Finished Basement	686 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 W ADAMS ST
City	ELKO
State	NV
Zip	89801-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZRMH
Legal Description	APOLLO SUBDIVISION UNIT NO 1 FILE 65780,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	22
Legal Subdivision	APOLLO SUB UNIT NUMBER 1
Legal Block	E
Legal Lot Number	4
Legal Unit	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3011
Census Tract	951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 W ADAMS ST, ELKO, NV 89801-4115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Apr 9, 2014 · Amount on Record
Deed Document Number	2024834259
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0000685049
Record Updated	Oct 29, 2026

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 5, 2024
Property Address	202 W ADAMS ST, ELKO, NV 89801-4115
Document Number	0000834259
Instrument Date	Feb 16, 2024
Instrument	834259
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4845 BEAR CANYON RD, WILLITS, CA 95490-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W ADAMS ST, ELKO, NV 89801-4115

Mortgage

Document Number	0000834260
Date	Mar 5, 2024
Instrument	834260

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000834261
Date	Mar 5, 2024
Instrument	834261

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency
Address	ELY, NV 89301

Agreement

Amount	Amount Recorded
Term	34 Months
Due	Dec 31, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	202 W ADAMS ST, ELKO, NV 89801-4115
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000797724
Date	Nov 22, 2021
Instrument	797724

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,130.00 (+5.81%)	$35,408 (+0.11%) Land $13,650 Building $21,758	$101,166 (+0.11%) Land $39,000 Building $62,166
2025	$1,068.00 (+2%)	$35,369 (+36.87%) Land $13,650 Building $21,719	$101,054 (+36.87%) Land $39,000 Building $62,054
2023	$890.00 (+8.01%)	$25,842 (+14.93%) Land $6,020 Building $19,822	$73,834 (+14.93%) Land $17,200 Building $56,634
2022	$824.00	$22,485 Land $6,020 Building $16,465	$64,243 Land $17,200 Building $47,043

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 88% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband, Verizon.

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