202 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 202 Towering Pine Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2021)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-12-04-024`

Property Details

APN / Parcel Number

Primary APN	`146-12-04-024`
Alternative APN	`R0032851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0032851
Old Parcel Number	1461204024
Street Address	202 TOWERING PINE DR
City	LADSON
State	SC
Zip	29456-3794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT B34 SUBD: SUMMERHAVEN PH 0
Legal Subdivision	SUMMERHAVEN
Legal Phase	1
Legal Tract	T
Legal Lot Number	B34
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1006
Census Tract	10814

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	202 TOWERING PINE DR, LADSON, SC 29456-3794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jul 31, 2019	Grant Deed, Transfer · FHA Mortgage NTFN

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	0013157266
Deed Book / Page	13157 / 266
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Feb 26, 2021
Property Address	202 TOWERING PINE DR, LADSON, SC 29456-3794
Document Number	0131570266
Book / Page	13157 / 266
Map Reference	CAB K SL 45
Instrument Date	Feb 25, 2021
Instrument	2021006245
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 TOWERING PINE DR, LADSON, SC 29456-3794

Mortgage

Document Number	2021006246
Date	Feb 26, 2021
Instrument	2021006246

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jul 31, 2019
Property Address	202 TOWERING PINE DR, LADSON, SC 29456-3794
Document Number	2000/0102
Book / Page	012000 / 000102
Instrument Date	Jul 19, 2019
Instrument	18705
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 TOWERING PINE DR LADSON SC 294563794, LADSON, SC 29456-3794

Mortgage

Document Number	2000/0106
Date	Jul 31, 2019
Book Page	012000/000106
Instrument	18706

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Mortgage

Document Number	2000/0120,
Date	Jul 31, 2019
Book Page	012000/000120
Instrument	18707

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2039

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00	$10,778 (+22.1%) Land $3,400 Building $7,378	$269,458 (+22.11%) Land $85,000 Building $184,458
2024	$2,353.00 (+11.31%)
2023	$2,114.00 (+2.32%)	$8,827 (-0.03%) Land $3,200 Building $5,627	$220,668 (-) Land $80,000 Building $140,668
2022	$2,066.00 Homeowner's exemption	$8,830 Land $3,200 Building $5,630	$220,668 Land $80,000 Building $140,668

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone, Xfinity.

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