202 Thomas Ct, Winter Haven, FL 33880 Property Records

Polk County property record for 202 Thomas Ct, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 2005
Lot Size	0.27 acres (11,770 sqft)
Owner	Individual Name on Record
Last Sale	$26,500 (Apr 2005)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-28-35-355070-000320`

Property Details

APN / Parcel Number

Primary APN	`25-28-35-355070-000320`
Alternative APNs	`352825355070000320` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,843 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,770 sqft (0.27 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	442 sqft
Porch	Screened/Unfinished Porch
Porch Area	358 sqft

Location & Zoning

Street Address	202 THOMAS CT
City	WINTER HAVEN
State	FL
Zip	33880-7152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS WOODS EIGHTH ADDITION LYING IN PT OF SECS 26 & 35 T28 R25 PB 111 PGS 37 & 38 LOT 32
Legal Range	25E
Legal Township	28S
Legal Section	35
Legal Subdivision	LAKE THOMAS WOODS EIGHTH ADDITION
Legal Tract	355070
Legal Block	1
Legal Lot Number	32
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1016
Census Tract	14703

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 THOMAS CT, WINTER HAVEN, FL 33880-7152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2005 · Amount on Record
Deed Sale	Apr 28, 2005 · Amount on Record
Deed Document Number	200596057
Deed Book / Page	6180 / 1148
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	202 THOMAS CT, WINTER HAVEN, FL 33880-7152
Document Number	0105190434
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 THOMAS CT WINTER HAVEN FL 338807152, WINTER HAVEN, FL 33880-7152

Mortgage

Document Number	0105190434
Date	Jun 15, 2018
Book Page	010519/000434
Instrument	128767

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (+9.51%)	$260,035 (+2.45%) Land $42,000 Building $218,035	$260,035 (+2.45%) Land $42,000 Building $218,035
2023	$3,070.00 (+13.49%)	$253,818 (+21.65%) Land $40,000 Building $213,818	$253,818 (+21.65%) Land $40,000 Building $213,818
2022	$2,705.00	$208,639 Land $34,000 Building $174,639	$208,639 Land $34,000 Building $174,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20