202 Terrace St, Flushing, MI 48433 Property Records

Genesee County property record for 202 Terrace St, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Nov 2020)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-27-580-122`

Property Details

APN / Parcel Number

Primary APN	`55-27-580-122`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 TERRACE ST
City	FLUSHING
State	MI
Zip	48433-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-3 A
Legal Description	LOT 1 BLK 14 AND LOT 15 BLK 14 THE ENLARGED PLAT OF FLUSHING
Legal Subdivision	THE ENLARGED PLAT
Legal Block	14
Legal Lot Number	1,15
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1015
Census Tract	10604

Owner

Source: Genesee County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 TERRACE ST, FLUSHING, MI 48433-2117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	202080138
Prior Transfer Date	May 24, 2002
Prior Transfer Doc	0000062297
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Sep 11, 2026
Property Address	202 TERRACE ST, FLUSHING, MI 48433-2117
Document Number	0000052095
Instrument Date	Sep 4, 2026
Instrument	202691152095
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 TERRACE ST, FLUSHING, MI 48433-2117
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052095,
Date	Sep 11, 2026
Instrument	202691152095

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 25, 2020
Property Address	202 TERRACE ST, FLUSHING, MI 48433-2117
Document Number	202011250080138
Map Reference	MB 1 PG 21
Instrument Date	Nov 12, 2020
Instrument	202011250080138
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 TERRACE ST, 202, FLUSHING, MI 48433-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 ELMCREST AVE, MOUNT MORRIS, MI 48458-1833

Mortgage

Document Number	202011250080139
Date	Nov 25, 2020
Instrument	202011250080139

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 17, 2018
Property Address	202 TERRACE ST, FLUSHING, MI 48433-2117
Document Number	0000061541
Instrument Date	Apr 12, 2018
Instrument	61541
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 AUTUMN DR FLUSHING MI 484331920, FLUSHING, MI 48433-1920

Mortgage

Document Number	61542
Date	Apr 17, 2018
Instrument	61542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (+7.1%)	$160,000 (+7.1%)
2025	$3,195.00 (+2.93%) Homeowner's exemption	$74,700 (+18.2%)	$149,400 (+18.2%)
2024	$3,104.00 (+15.99%)
2023		$63,200	$126,400
2021	$2,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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