202 Suzanne Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 202 Suzanne Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details1,232 sqft · built 1977
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Apr 2024)
Tax Bill$3,680 (2024)
Deeds & MortgagesNov 2025 Mortgage
Apr 2024 Sale & Mortgage
+ 1 more
APN05-00494-18-00018

Property Details

APN / Parcel Number

Primary APN05-00494-18-00018

Interior

Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Construction TypeFrame
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide

Location & Zoning

Street Address202 SUZANNE AVE
CityCAPE MAY
StateNJ
Zip08204-3464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionOB494-I3L18
Legal SubdivisionBAYSHORE ESTATES SEC 1
Legal Block494
Legal Lot Number18
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group2
Census Block2016
Census Tract21805

Owner

202 Suzanne Ave is owned by two individuals who bought it in April 2024.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3311 BAYSHORE RD, B1, CAPE MAY, NJ 08204-3770
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Apr 18, 2024Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Oct 5, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2024 · Amount on File
Deed SaleApr 18, 2024 · Amount on File
Prior SaleOct 5, 2022 · Amount on File
Deed Document Number202436452
Deed Book / Page4164 / 120
Prior Transfer DateOct 30, 2014
Prior Transfer Doc0000000119
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address202 SUZANNE AVE, CAPE MAY, NJ 08204-3464
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyPOWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081834
DateNov 19, 2025
Book PageM6858/626
Instrument2025081834
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateApr 18, 2024
Property Address202 SUZANNE AVE, CAPE MAY, NJ 08204-3464
Document Number0000036452
Book / PageD4164 / 120
Instrument DateApr 1, 2024
Instrument2024036452
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$39.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 ARTHURS CT, CAPE MAY, NJ 08204-3897

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 BAYSHORE RD APT B1, B1, NORTH CAPE MAY, NJ 08204-3770

Mortgage

Document Number0000036453
DateApr 18, 2024
Book PageM6719/50
Instrument2024036453
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateOct 5, 2022
Property Address202 SUZANNE AVE, CAPE MAY, NJ 08204-3464
Document Number0000030528
Book / PageD4081 / 375
Instrument DateSep 30, 2022
Instrument2022030528
Transaction TypeTransfer
Record UpdatedNov 2, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 ARTHURS CT, CAPE MAY, NJ 08204-3897

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,500 (-) Land $89,500 Building $92,000$181,500 (-) Land $89,500 Building $92,000
2025$181,500 Land $89,500 Building $92,000$181,500 Land $89,500 Building $92,000
2024$3,680.00
2023$181,500 Land $89,500 Building $92,000$181,500 Land $89,500 Building $92,000
2022$3,267.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 202 Suzanne Ave; there have been 9 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims9 (1998–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimFeb 2017 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 202 Suzanne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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