Flagler County property record for 202 Surfview Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,786 sqft · built 2022 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000,000 (Aug 2022) |
| Tax Bill | $23,743 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-10-31-3790-00000-0040 |
| Primary APN | 37-10-31-3790-00000-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,786 sqft Living Area |
| 1st Floor Area | 3,786 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Width | 50 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 202 SURFVIEW DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SURFVIEW @ MATANZAS SHORES MB 39 PG 18 LOT 4 OR 2407/1500 |
| Legal Range | 31E |
| Legal Township | 10S |
| Legal Section | 37 |
| Legal Subdivision | SURFVIEW @ MATANZAS SHORES |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 60106 |
202 Surfview Dr is owned by two individuals who bought it in August 2022.
Source: Flagler County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3312 AUGUSTA LN, ONALASKA, WI 54650-8595 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK |
| May 18, 2020 | Deed of Trust, Construction Loan · Line of Credit CENTERSTATE BK NA |
| Dec 23, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on File |
| Deed Sale | Aug 25, 2022 · Amount on File |
| Prior Sale | Dec 23, 2019 · Amount on File |
| Deed Document Number | 202243193 |
| Deed Book / Page | 2717 / 709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 25, 2022 |
| Property Address | 202 SURFVIEW DR, PALM COAST, FL 32137 |
| Document Number | 0027170709 |
| Book / Page | 2717 / 709 |
| Map Reference | MB 39 PG 18 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022043193 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460 A1A BEACH BLVD, ST AUGUSTINE, FL 32080-7997 |
| Name | Verified Name |
|---|---|
| Address | 3312 AUGUSTA LN, ONALASKA, WI 54650-8595 |
| Document Number | 0002717711 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2717/711 |
| Name | SANIBEL CAPTIVA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 1 |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 18, 2020 |
| Property Address | 202 SURFVIEW LN, PALM COAST, FL 32137 |
| Document Number | 0024420914 |
| Book / Page | 002442 / 000914 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 18295 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 770 A1A BEACH BLVD #D ST AUGUSTINE FL 320806734, D, ST AUGUSTINE, FL 32080-6734 |
| Document Number | 24420914 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 002442/000914 |
| Instrument | 18295 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 17, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 23, 2019 |
| Property Address | 202 SURFVIEW LN, PALM COAST, FL 32137 |
| Document Number | 0024071500 |
| Book / Page | 002407 / 001500 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 47777 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,725.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 770 ALA BEACH BLVD #D ST AUGUSTINE FL 32080, D, ST AUGUSTINE, FL 32080 |
The 2025 property tax bill for 202 Surfview Dr was $23,743.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,743.00 | $1,685,719 Land $396,000 Building $1,289,719 | $1,685,719 Land $396,000 Building $1,289,719 |
| 2023 | $24,295.00 (+506.47%) | $1,672,440 (+457.48%) Land $396,000 Building $1,276,440 | $1,672,440 (+457.48%) Land $396,000 Building $1,276,440 |
| 2022 | $4,006.00 | $300,000 Land $300,000 | $300,000 Land $300,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 202 Surfview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 627 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,191 units insured incl. 564 condo units |
| Nearby Flood Claims | 121 (2004–2024) |
| Claims Outside the SFHA | 15 of 121 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Surfview Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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