202 Sturbridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 202 Sturbridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,576 sqft · built 1968
Lot Size	0.58 acres (25,275 sqft)
Owner	Individual Name on File
Last Sale	$881,000 (Jun 2021)
Tax Bill	$10,984 (2026)
Deeds & Mortgages	Jun 2021 Sale Feb 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060A0-06-0D-00800`

Property Details

APN / Parcel Number

Primary APN	`060A0-06-0D-00800`
Alternative APN	`21138`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,576 sqft Finished Area
Basement Area	1,188 sqft
Finished Basement	1,170 sqft
Unfinished Basement	18 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	25,275 sqft (0.58 acres)
View / Lot	Proximity to Airport
Garage Area	567 sqft

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Deck Area	322 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	202 STURBRIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	HESSIAN HILLS 6 D 8
Legal Subdivision	HESSIAN HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	2
Census Block	2001
Census Tract	10802

Owner

202 Sturbridge Rd is owned and occupied by an individual who bought it in June 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed, Transfer
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK
Dec 20, 2016	Deed of Trust, Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Document Number	202110196
Deed Book / Page	5554 / 387
Prior Transfer Date	Aug 27, 2005
Prior Transfer Doc	3065/168
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 9, 2021
Property Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116
Document Number	5554/387
Book / Page	5554 / 387
Map Reference	MB 417 PG 159
Instrument Date	May 26, 2021
Instrument	2021-00010196
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Tax	$881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116

Mortgage

Document Number	5484/697
Date	Feb 24, 2021
Book Page	5484/697
Instrument	2021-00003138

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116
Document Number	0000010617
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 STURBRIDGE RD CHARLOTTESVILLE VA 229012116, CHARLOTTESVILLE, VA 22901-2116

Mortgage

Document Number	0000010617
Date	Sep 30, 2019
Book Page	005223/000247
Instrument	10617

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116
Document Number	0000003734
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 STURBRIDGE RD CHARLOTTESVILLE VA 229012116, CHARLOTTESVILLE, VA 22901-2116

Mortgage

Document Number	0000003734
Date	Apr 2, 2020
Book Page	005296/000399
Instrument	3734

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116
Document Number	0000000074
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 STURBRIDGE RD CHARLOTTESVILLE VA 229012116, CHARLOTTESVILLE, VA 22901-2116

Mortgage

Document Number	0000000074
Date	Jan 3, 2019
Book Page	005126/000746
Instrument	74

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.49%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	202 STURBRIDGE RD, CHARLOTTESVILLE, VA 22901-2116
Document Number	0000000508
Book / Page	004865 / 000148
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 STURBRIDGE RD CHARLOTTESVILLE VA 229012116, CHARLOTTESVILLE, VA 22901-2116

Mortgage

Document Number	0000000508
Date	Jan 17, 2017
Book Page	004865/000148
Instrument	508

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 16, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 202 Sturbridge Rd was $10,984, up 5.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,984.00 (+5.78%)	$1,228,600 (+5.77%) Land $150,000 Building $1,078,600	$1,228,600 (+5.77%) Land $150,000 Building $1,078,600
2025	$10,384.00	$1,161,600 Land $140,000 Building $1,021,600	$1,161,600 Land $140,000 Building $1,021,600
2023	$8,554.00	$1,001,700 Land $130,000 Building $871,700	$1,001,700 Land $130,000 Building $871,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Sturbridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Sturbridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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