202 Stearn Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 202 Stearn Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on File
Tax Bill	$8,949 (2024)
Deeds & Mortgages	Jul 2022 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-451-003`

Property Details

APN / Parcel Number

Primary APN	`02-24-451-003`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	0224451003
Street Address	202 STEARN DR
City	GENOA
State	IL
Zip	60135-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 - RIVERBEND ADDITION TO GENOA - UNIT ONE
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	3
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4019
Census Tract	100

Owner

202 Stearn Dr is owner-occupied and held in a trust since July 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Trust Name on File
Mailing Address	202 STEAM DR
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Intrafamily Transfer, Transfer ATTORNEY
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 21, 2022
Transfer Doc	0000007043
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Jul 25, 2022
Property Address	202 STEARN DR, GENOA, IL 60135-1424
Document Number	0000007043
Map Reference	DOC 2003015380
Instrument Date	Jul 21, 2022
Instrument	2022007043
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 STEARN DR, GENOA, IL 60135-1424

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	202 STEARN DR, GENOA, IL 60135-1424
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011421
Date	Sep 1, 2021
Instrument	2021011421

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	202 STEARN DR, GENOA, IL 60135-1424
Document Number	0000009772
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 STEARN DR GENOA IL 601351424, GENOA, IL 60135-1424

Mortgage

Document Number	0000009772
Date	Oct 23, 2019
Instrument	9772

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2039

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,660 Land $8,796 Building $112,864	$364,980 Land $26,388 Building $338,592
2024	$8,949.00
2023		$99,064 Land $7,162 Building $91,902	$297,192 Land $21,486 Building $275,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Stearn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Stearn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
DNA Communications DSL	10 / 1
Frontier DSL	10 / 1

May also be available: AT&T, Metronet, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stearn Dr

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