202 Spruce St, Sandusky, OH 44870 Property Records

Erie County property record for 202 Spruce St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,004 sqft · built 1978
Lot Size	0.208 acres (9,043 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2024)
Tax Bill	$3,501 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-01971-000`

Property Details

APN / Parcel Number

Primary APN	`32-01971-000`
Alternative APN	`004345-3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,043 sqft (0.208 acres)
Lot Dimensions	119 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Patio Area	208 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	004345-3
Street Address	202 SPRUCE ST
City	SANDUSKY
State	OH
Zip	44870-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18 ARDEN & EUNICE FERRY SUBDN
Legal Subdivision	FERRY SUBDN
Jurisdiction	ERIE OH
Township / Civil Division	PERKINS
Census Block Group	1
Census Block	1008
Census Tract	41400

Owner

202 Spruce St is owned and occupied by an individual who bought it in May 2024.

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	202 SPRUCE ST, SANDUSKY, OH 44870-6604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Feb 27, 2015 · Amount on File
Deed Document Number	20243826
Record Updated	Oct 29, 2026

May 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ERIE OH
Recording Date	May 31, 2024
Property Address	202 SPRUCE ST, SANDUSKY, OH 44870-6604
Document Number	0000003826
Map Reference	VOL 15 PG 37
Instrument Date	May 30, 2024
Instrument	202403826
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SPRUCE ST, SANDUSKY, OH 44870-6604

Mortgage

Document Number	0000003827
Date	May 31, 2024
Instrument	202403827

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 202 Spruce St was $3,501 with a homeowner's exemption.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Perkins Township
Unified School District	Perkins Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,501.00	$77,185 (-) Land $10,013 Building $67,172
2024	$3,501.00 (-1.27%) Homeowner's exemption	$77,185 (+23.56%) Land $10,013 Building $67,172	$220,530 Land $28,610 Building $191,920
2023	$3,546.00 (+0.17%) Homeowner's exemption	$62,467 (-) Land $8,284 Building $54,183
2022	$3,540.00 Homeowner's exemption	$62,467 Land $8,284 Building $54,183
2021			$178,480 Land $23,670 Building $154,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Spruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	48 (1979–2023)
Claims Outside the SFHA	12 of 48
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20