202 Spring Oaks Ct, Ballwin, MO 63011 Property Records

St. Louis County property record for 202 Spring Oaks Ct, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,520 sqft · built 1984
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Dec 2006)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22R-21-0411`

Property Details

APN / Parcel Number

Primary APN	`22R-21-0411`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,520 sqft Living Area
1st Floor Area	2,302 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	108 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	462 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 SPRING OAKS CT
City	BALLWIN
State	MO
Zip	63011-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	CEDAR VALLEY 4 15 78 LOT 12
Legal Subdivision	CEDAR VALLEY
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4012
Census Tract	217807

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 SPRING OAKS CT, BALLWIN, MO 63011-3871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS NATL BANK OF GREATER ST LOUIS
Jun 11, 2020	Deed of Trust, Mortgage BANK OF HILLSBORO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2006 · Amount on Record
Deed Sale	Dec 27, 2006 · Amount on Record
Prior Sale	Mar 30, 2005 · Amount on Record
Deed Document Number	2006334
Deed Book / Page	17402 / 2951
Prior Transfer Date	Nov 20, 1998
Prior Transfer Doc	0000000207
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	202 SPRING OAKS CT, BALLWIN, MO 63011-3871
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SPRING OAKS CT, BALLWIN, MO 63011-3871

Mortgage

Document Number	0253802687
Date	Feb 28, 2022
Book Page	25380/2687
Instrument	2022022800456

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	202 SPRING OAKS CT, BALLWIN, MO 63011-3871
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SPRING OAKS CT, BALLWIN, MO 63011-3871

Mortgage

Document Number	0243942538
Date	Oct 26, 2020
Book Page	24394/2538
Instrument	2020102600427

Lender

Name	CITIZENS NATL BANK OF GREATER ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	202 SPRING OAKS CT, BALLWIN, MO 63011-3871
Document Number	0240630300
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 SPRING OAKS CT BALLWIN MO 630113871, BALLWIN, MO 63011-3871

Mortgage

Document Number	0240630300
Date	Jun 26, 2020
Book Page	024063/000300
Instrument	414

Lender

Name	BANK OF HILLSBORO
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,910 (-) Land $34,850 Building $57,060	$483,700 (-) Land $183,400 Building $300,300
2025	$6,292.00 (+21.54%)	$91,910 (+24.12%) Land $34,850 Building $57,060	$483,700 (+24.12%) Land $183,400 Building $300,300
2024	$5,177.00 (+0.1%)
2023	$5,172.00 (+9.02%)	$74,050 (+16.74%) Land $23,240 Building $50,810	$389,700 (+16.75%) Land $122,300 Building $267,400
2022	$4,744.00	$63,430 Land $23,240 Building $40,190
2021			$333,800 Land $122,300 Building $211,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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