202 Sidesaddle Cir, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 202 Sidesaddle Cir, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,912 sqft · built 1995
Lot Size	0.055 acres (2,396 sqft)
Owner	2 Company Names on Record
Last Sale	$880,000 (May 2006)
Tax Bill	$14,690 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-271-26`

Property Details

APN / Parcel Number

Primary APN	`024-271-26`
Alternative APN	`024-271-26-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,912 sqft Living Area
Gross Area	2,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	2,396 sqft (0.055 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 SIDESADDLE CIR
City	SCOTTS VALLEY
State	CA
Zip	95066-4904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1315 LOT 21
Legal Subdivision	AMENDED GREEN HILLS ESTATES
Legal Tract	1315
Legal Lot Number	21
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2013
Census Tract	121200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	202 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2006 · Amount on Record
Deed Sale	May 5, 2006 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	200626546
Prior Transfer Date	Sep 4, 1997
Prior Transfer Doc	0000041885
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 25, 2022
Property Address	202 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4904
Document Number	0000006231
Map Reference	VOL 88 PG 45
Instrument Date	Feb 17, 2022
Instrument	2022-0006231
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	202 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4904

Mortgage

Document Number	0000006232
Date	Feb 25, 2022
Instrument	2022-0006232

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	202 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4904
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4904

Mortgage

Document Number	0000000526
Date	Jan 6, 2022
Instrument	2022-0000526

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	202 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037811
Date	Dec 4, 2019
Instrument	2019-0037811

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,226,649 (+2%) Land $674,657 Building $551,992
2025	$14,690.00 (+8.65%) Homeowner's exemption	$1,202,598 (+4.04%) Land $661,429 Building $541,169
2023	$13,521.00 (+1.91%) Homeowner's exemption	$1,155,899 Land $635,745 Building $520,154	$1,156,320
2022	$13,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1982–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

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