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202 Shell Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 202 Shell Dr, Crestview, FL 32536 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,388 sqft Living Area
Lot Size53,811 sqft (1.23 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2026)
Tax Bill$5,259.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-594-1956-4
Alternative APNs
  • 12-3N-24-1382-000A-0050
  • 24N3121382000A0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,388 sqft Living Area
Gross Area3,401 sqft Gross Area
1st Floor2,388 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area53,811 sqft (1.23 acres)
Garage TypeAttached Garage
Garage Area575 sqft Garage
Patio Area195 sqft Patio
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address202 SHELL DR
CityCRESTVIEW
StateFL
Zip32536-9553
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKENNEDY LAKE 1ST ADD LOT 5 BLK A
Legal Range24W
Legal Township03N
Legal Section12
Legal SubdivisionKENNEDY LAKE 1ST ADD
Legal BlockA
Legal Lot Number5
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup5
Census Block5008
Census Tract20500

Owner

Source: Okaloosa County records · APN C56-000-594-1956-4

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address202 SHELL DR, CRESTVIEW, FL 32536-9553
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FEDERAL CREDIT UNION
Jun 13, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 17, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CERTAINTY HOME LOANS LLC
Jul 03, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2026 · Amount on Record
Deed SaleJul 20, 2026 · Amount on Record
Prior SaleJul 03, 2019 · Amount on Record
Deed Doc Number20263828720
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 20, 2026
Property Address202 SHELL DR, CRESTVIEW, FL 32536-9553
Document Number0003828720
Instrument DateJun 23, 2026
Instrument20263828720
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyPANHANDLE TITLE INC, PANHANDLE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$307,545.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 SHELL DR, CRESTVIEW, FL 32536-9553

Mortgage

Document Number0003828721,
DateJul 20, 2026
Instrument20263828721
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address202 SHELL DR, CRESTVIEW, FL 32536-9553
Transaction TypeMortgage
Record UpdatedJul 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 SHELL DR, CRESTVIEW, FL 32536-9553

Mortgage

Document Number0036790758
DateJun 13, 2023
Book Page3679/758
Instrument3629308
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueFeb 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address202 SHELL DR, CRESTVIEW, FL 32536-9553
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034501950
DateMar 17, 2020
Book Page3450/1950
Instrument3345393
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 03, 2019
Property Address202 SHELL DR, CRESTVIEW, FL 32536-9553
Document Number0034071235
Book / Page3407 / 1235
Map ReferenceMB 6 PG 40
Instrument DateJun 28, 2019
Instrument3288872
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,142.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2040 CYPRESS BEND LN, 2040, MADISONVILLE, LA 70447-3267

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 SHELL DR, CRESTVIEW, FL 32536-9553

Mortgage

Document Number0034071237
DateJul 03, 2019
Instrument3407-1237
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,259.00 (+112.23%)$331,276 (+70.13%) Land $51,788 Building $279,488$331,276 (-3.62%) Land $51,788 Building $279,488
2023$2,478.00 (+3.12%) Homeowner's exemption$194,719 (+3%)$343,735 (+7.14%) Land $34,988 Building $308,747
2022$2,403.00 Homeowner's exemption$189,048$320,815 Land $31,142 Building $289,673

Flood & Wildfire

202 Shell Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 15th in Florida
Wildfire LikelihoodModerate — about 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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