202 Sand St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 202 Sand St, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage944 sqft Living Area
Lot Size3,659 sqft (0.084 acres)
GarageAttached, 269 sqft
Last Sale$1,010,000 (2025)
Tax Bill$12,181.00 (2025)

Property Details

APN / Parcel Number

Primary APN042-224-28
Alternative APN
  • 042-224-28-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area944 sqft Living Area
Gross Area1,213 sqft Gross Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2020
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,659 sqft (0.084 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area269 sqft Garage
Deck Area39 sqft Deck
Patio Area39 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address202 SAND ST
CityAPTOS
StateCA
Zip95003-4651
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPERTIES
Legal Block47
Legal Lot Number13
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup3
Census Block3009
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-224-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address846 PERSHING AVE, SAN JOSE, CA 95126-2413
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2025Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL COAST LENDING INC
Jul 09, 2019Grant Deed, Transfer · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2025 · Amount on Record
Deed SaleMay 05, 2025 · Amount on Record
Prior SaleJul 09, 2019 · Amount on Record
Deed Doc Number20259156
Prior Transfer DateDec 08, 1993
Prior Transfer Doc0000000894
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address202 SAND ST, APTOS, CA 95003-4651
Transaction TypeMortgage
Record UpdatedDec 25, 2025
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 PERSHING AVE, SAN JOSE, CA 95126-2413

Mortgage

Document Number0000026518
DateDec 09, 2025
Instrument2025-0026518
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 09, 2019
Property Address202 SAND ST, APTOS, CA 95003-4651
Document Number0000018863
Instrument DateJul 05, 2019
Instrument18863
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$940.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address968 SAN SABA CT SUNNYVALE CA 940853460, SUNNYVALE, CA 94085-3460

Mortgage

Document Number18864
DateJul 09, 2019
Instrument18864
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 08, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,030,200 (+10.17%) Land $772,650 Building $257,550
2025$12,181.00 (+10.13%)$935,068 (+4.04%) Land $701,301 Building $233,767
2023$11,061.00 (+2.2%)$898,757 Land $674,068 Building $224,689$894,780
2022$10,823.00

Flood & Wildfire

202 Sand St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sand St

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