202 S Walnut St, Saint Charles, IA 50240 Property Records

Madison County property record for 202 S Walnut St, Saint Charles, IA 50240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,608 sqft · built 1984
Lot Size0.239 acres (10,428 sqft)
Owner2 Individual Names on File
Tax Bill$3,388 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN870001500150000

Property Details

APN / Parcel Number

Primary APN870001500150000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,608 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,428 sqft (0.239 acres)
Lot Dimensions132 ft deep x 79 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address202 S WALNUT ST
CitySAINT CHARLES
StateIA
Zip50240-9591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 KEPHART'S ADDITION
Legal SubdivisionKEPHARTS ADD
Legal Lot Number16
JurisdictionMADISON IA
Township / Civil DivisionSOUTH
Census Block Group1
Census Block1036
Census Tract60102

Owner

202 S Walnut St is owned and occupied by two individuals.

Source: Madison County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address202 S WALNUT ST, SAINT CHARLES, IA 50240-9591
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IA
Property Address202 S WALNUT ST, SAINT CHARLES, IA 50240-9591
Transaction TypeMortgage
Record UpdatedApr 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000000857
DateMar 20, 2018
Book Page0000002018/0000000857
Instrument000000000857
Lender
NameREGIONS BANK
TypeBank
Agreement
AmountAmount on Record
Term178 Months
DueJan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 202 S Walnut St was $3,388 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMadison County
MunicipalitySt. Charles City
Unified School DistrictInterstate 35 Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,388.00 Homeowner's exemption$223,200 Land $19,600 Building $203,600$223,200 Land $19,600 Building $203,600
2024$3,388.00
2023$213,000 Land $13,000 Building $200,000$213,000 Land $13,000 Building $200,000
2022$3,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 S Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 S Walnut St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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