202 S Spring St, Midland, MI 48640 Property Records

Midland County property record for 202 S Spring St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,646 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2023)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-550-500-100-00`

Property Details

APN / Parcel Number

Primary APN	`040-550-500-100-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Basement Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	20,909 sqft (0.48 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 S SPRING ST
City	MIDLAND
State	MI
Zip	48640-9098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E LOT 10 OAKWOOD HEIGHTS.
Legal Subdivision	OAKWOOD HEIGHTS
Legal Lot Number	10
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2003
Census Tract	291200

Owner

Source: Midland County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 S SPRING ST, MIDLAND, MI 48640-9098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Deed Book / Page	1668 / 403
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	1573/7
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	202 S SPRING ST, MIDLAND, MI 48640-9098
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 S HOMER RD, MIDLAND, MI 48640-8388

Mortgage

Document Number	01668/1022
Date	Nov 6, 2023
Book Page	1668/1022

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,400 (+3.06%)	$208,800 (+3.06%)
2025	$2,899.00 (+0.8%) Homeowner's exemption	$101,300	$202,600
2024	$2,876.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20