202 S Maple Ave, Chestertown, MD 21620 Property Records

Kent County property record for 202 S Maple Ave, Chestertown, MD 21620

Property Summary

Property Type	Dental Building
Details	4,398 sqft · built 1947
Lot Size	0.305 acres (13,303 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2002)
Tax Bill	$5,461 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-013352`

Property Details

APN / Parcel Number

Primary APN	`04-013352`
Alternative APNs	`4013352` `013352`

Interior

Units	4 Units
Stories	2 Stories
Building Area	4,398 sqft Total Area
1st Floor Area	4,398 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Block
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,303 sqft (0.305 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Sewer	Connected

Location & Zoning

Account Number	013352
Street Address	202 S MAPLE AVE
City	CHESTERTOWN
State	MD
Zip	21620-1626
Property Category	Commercial
Property Type	Commercial > Office > Dental Building
Local Zoning Code	C-2
Legal Description	LOT 13,302 SQ FT 202 MAPLE AVENUE CHESTERTOWN
Legal Lot Number	13
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	4
Census Block	4018
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestertown Historic District listed 1970 · 50 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000263

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

202 S Maple Ave, a commercial property, is owned by two individuals who bought it in January 2002.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7272 SWAN CREEK RD, ROCK HALL, MD 21661-1119
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK AND TRUST COMPANY
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2002 · Amount on File
Deed Sale	Jan 14, 2002 · Amount on File
Prior Sale	Jul 10, 1987 · Amount on File
Deed Document Number	200233
Deed Book / Page	247 / 4
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Recording Date	Apr 15, 2026
Property Address	202 S MAPLE AVE, CHESTERTOWN, MD 21620-1626
Document Number	1493000024
Book / Page	1493 / 24
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7272 SWAN CREEK RD, ROCK HALL, MD 21661-1119

Mortgage

Document Number	1493000024,
Date	Apr 15, 2026
Book Page	1493/24

Lender

Name	CHESAPEAKE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	202 S MAPLE AVE, CHESTERTOWN, MD 21620-1626
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010930271
Date	Oct 15, 2020
Book Page	1093/271

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 202 S Maple Ave was $5,461, up 2.2% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,461.00 (+2.25%)	$348,500 (+2.26%) Land $176,400 Building $172,100	$348,500 (-) Land $176,400 Building $172,100
2025	$5,341.00	$340,800	$348,500 Land $176,400 Building $172,100
2023	$5,067.00	$325,400 Land $176,400 Building $149,000	$325,400 Land $176,400 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 S Maple Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 individual policies
Nearby Flood Policies	52 units insured incl. 12 condo units
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 S Maple Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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