202 S 3rd St, Saint Charles, IL 60174 Property Records

Kane County property record for 202 S 3rd St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,517 sqft · built 1930
Lot Size0.124 acres (5,412 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Oct 2021)
Tax Bill$8,239 (2025)
Deeds & MortgagesMay 2022 Transfer
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-34-114-001

Property Details

APN / Parcel Number

Primary APN09-34-114-001

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,517 sqft Living Area
Basement Area615 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1969
Exterior MaterialFrame/Wood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,412 sqft (0.124 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address202 S 3RD ST
CitySAINT CHARLES
StateIL
Zip60174-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description42 1 N82
Legal SubdivisionVILLAGE OF STC
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2021
Census Tract852300

Owner

202 S 3rd St is owned by a company that acquired it in May 2022.

Source: Kane County records, as of October 22, 2026

Owner of RecordCompany Name on File
Mailing Address10 ILLINOIS ST, 5B, SAINT CHARLES, IL 60174-2876
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 19, 2021Warranty Deed, Transfer
CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2021 · Amount on File
Deed SaleOct 19, 2021 · Amount on File
Prior SaleAug 2, 1996 · Amount on File
Deed Document Number202179080
Last Transfer DateMay 11, 2022
Transfer Doc0000025426
Record UpdatedOct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 11, 2022
Property Address202 S 3RD ST, ST CHARLES, IL 60174-2840
Document Number0000025426
Instrument DateMay 11, 2022
Instrument2022K025426
Transaction TypeTransfer
Record UpdatedMay 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 W ILLINOS SRT #5B # 5B, 5B, SAINT CHARLES, IL 60174-2876

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 19, 2021
Property Address202 S 3RD ST, ST CHARLES, IL 60174-2840
Document Number0000079080
Instrument DateOct 18, 2021
Instrument2021K079080
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 S 3RD ST, SAINT CHARLES, IL 60174-2840

Tax Assessment & Valuation

The 2025 property tax bill for 202 S 3rd St was $8,239, up 3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,239.00 (+3%)$100,961 (+8.53%) Land $38,396 Building $62,565$303,004 (+8.53%) Land $115,234 Building $187,770
2024$7,999.00$93,026 Land $35,378 Building $57,648$279,190 Land $106,176 Building $173,013
2022$7,587.00 (+3.87%)$81,040 (+4.91%) Land $31,728 Building $49,312$243,120 (+4.91%) Land $95,184 Building $147,936
2021$7,304.00$77,247 Land $30,243 Building $47,004$231,741 Land $90,729 Building $141,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 202 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Frontier.

Nearby Properties on S 3rd St

Nearby Streets

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