202 Ruth Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 202 Ruth Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,664 sqft · built 1979
Lot Size0.162 acres (7,064 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Jun 2016)
Tax Bill$4,906 (2025)
Deeds & MortgagesJan 2021 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN071-0430-011-0000

Property Details

APN / Parcel Number

Primary APN071-0430-011-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area7,064 sqft (0.162 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address202 RUTH CT
CityFOLSOM
StateCA
Zip95630-2724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-M
Legal DescriptionEVELYN TERRACE, LOT 11
Legal SubdivisionEVELYN TERRACE
Legal Lot Number11
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group3
Census Block3002
Census Tract8402

Owner

202 Ruth Ct is owned and occupied by an individual who bought it in June 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address202 RUTH CT, FOLSOM, CA 95630-2724
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Oct 26, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Dec 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2016 · Amount on File
Deed SaleJun 17, 2016 · Amount on File
Prior SaleAug 6, 2009 · Amount on File
Deed Book / Page20160617 / 1404
Prior Transfer DateJun 21, 1994
Prior Transfer Doc9511000281
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address202 RUTH CT, FOLSOM, CA 95630-2724
Document Number2101292666
Instrument DateJan 25, 2021
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 RUTH CT FOLSOM CA 956302724, FOLSOM, CA 95630-2724

Mortgage

Document Number2101292666
DateJan 29, 2021
Instrument2101292666
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 28, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address202 RUTH CT, FOLSOM, CA 95630-2724
Document Number1910311368
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 RUTH CT FOLSOM CA 956302724, FOLSOM, CA 95630-2724

Mortgage

Document Number1910311368
DateOct 31, 2019
Instrument1910311368
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address202 RUTH CT, FOLSOM, CA 95630-2724
Document Number1801090089
Instrument DateDec 23, 2017
Transaction TypeMortgage
Record UpdatedJan 17, 2018
Title CompanyUTOPIAN GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 RUTH CT FOLSOM CA 956302724, FOLSOM, CA 95630-2724

Mortgage

Document Number1801090089
DateJan 9, 2018
Instrument1801090089
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 202 Ruth Ct was $4,906, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$458,835 (+2%) Land $108,669 Building $350,166
2025$4,906.00 (+2.1%)$449,839 Land $106,539 Building $343,300
2024$4,805.00 (+62.28%)
2023$2,961.00 (-1.46%)$432,372 Land $102,402 Building $329,970
2022$3,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 202 Ruth Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1986–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2018 · other causes
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 202 Ruth Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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