202 River Bluff Rd, Cleveland, SC 29635 Property Records

Pickens County property record for 202 River Bluff Rd, Cleveland, SC 29635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 1990
Lot Size	3.54 acres (154,377 sqft)
Owner	2 Company Names on Record
Last Sale	$240,000 (Nov 2015)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5107-00-28-1745`

Property Details

APN / Parcel Number

Primary APN	`5107-00-28-1745`
Alternative APN	`R0034521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
Basement Area	1,519 sqft
Finished Basement	960 sqft
Unfinished Basement	559 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	154,377 sqft (3.54 acres)
Porch	Patio
Deck Area	814 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0034521
Street Address	202 RIVER BLUFF RD
City	CLEVELAND
State	SC
Zip	29635-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC I PHASE I LOT 029 PLAT 380/20B PLAT 463/20A
Legal Subdivision	RIVER BLUFF
Legal Phase	1
Legal Block	28
Legal Lot Number	29
Jurisdiction	PICKENS SC
Township / Civil Division	NORTH PICKENS
Census Block Group	3
Census Block	3022
Census Tract	10100

Owner

Source: Pickens County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED HOME LOAN SERVICES INC
Mar 9, 2026	Intrafamily Transfer, Transfer
Mar 9, 2026	Intrafamily Transfer, Transfer
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2015 · Amount on Record
Deed Sale	Nov 12, 2015 · Amount on Record
Deed Document Number	201517012
Deed Book / Page	1726 / 317
Last Transfer Date	Feb 19, 2026
Transfer Doc	0000003582
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Recording Date	May 27, 2026
Property Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652
Document Number	0000008085
Book / Page	6868 / 1
Instrument Date	May 12, 2026
Instrument	20268085
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652

Mortgage

Document Number	0000008085,
Date	May 27, 2026
Book Page	6868/1
Instrument	20268085

Lender

Name	UNITED HOME LOAN SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PICKENS SC
Recording Date	Mar 9, 2026
Property Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652
Document Number	0000003582
Book / Page	2929 / 154
Map Reference	MB 28 PG 236
Instrument Date	Feb 19, 2026
Instrument	202603582
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PICKENS SC
Recording Date	Mar 9, 2026
Property Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652
Document Number	0000003583
Book / Page	2929 / 159
Map Reference	MB 28 PG 236
Instrument Date	Feb 19, 2026
Instrument	202603583
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	202 RIVER BLUFF RD, CLEVELAND, SC 29635-9652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011077
Date	Jul 30, 2020
Book Page	5700/238
Instrument	202011077

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (-67.58%)	$12,210 (+15.08%) Land $1,960 Building $10,250	$568,000 (+114.02%) Land $91,000 Building $477,000
2024	$4,152.00 (+230.84%)	$10,610 (-) Land $1,700 Building $8,910	$265,400 (-) Land $42,500 Building $222,900
2023	$1,255.00	$10,610 (-) Land $1,700 Building $8,910	$265,400 (-) Land $42,500 Building $222,900
2022		$10,610 Land $1,700 Building $8,910	$265,400 Land $42,500 Building $222,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE WATER serves 426,057 people · EPA ID SC2310001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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