202 Richfield Dr, Oriental, NC 28571 Property Records

Pamlico County property record for 202 Richfield Dr, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,878 sqft · built 2014
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Tax Bill	$7,549 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`H094-1-276`

Property Details

APN / Parcel Number

Primary APN	`H094-1-276`
Alternative APNs	`647623292300` `30136`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,878 sqft Finished Area

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Material	Metal
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	848 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	30136
Street Address	202 RICHFIELD DR
City	ORIENTAL
State	NC
Zip	28571-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 276 & 276A DAWSON CRK PH 1 SEC 1&2 0017701 647623292300
Legal Phase	1
Legal Lot Number	276
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	4
Census Block	4007
Census Tract	950203

Owner

Source: Pamlico County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	202 RICHFIELD DR, ORIENTAL, NC 28571-6002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2014
Deed Sale	Feb 24, 2014
Prior Sale	Mar 22, 2012 · Amount on Record
Deed Document Number	0000589577
Deed Book / Page	589 / 577
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	202 RICHFIELD DR, ORIENTAL, NC 28571-6002
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000687/164
Date	Sep 13, 2021
Book Page	687/164

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	202 RICHFIELD DR, ORIENTAL, NC 28571-6002
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RICHFIELD DR, ORIENTAL, NC 28571-6002

Mortgage

Document Number	000689/759
Date	Oct 28, 2021
Book Page	689/759

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,549.00 (+2.74%)	$1,064,037 (-) Land $178,958 Building $885,079	$1,064,037 (-) Land $178,958 Building $885,079
2023	$7,348.00	$1,064,037 Land $178,958 Building $885,079	$1,064,037 Land $178,958 Building $885,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	144 (2003–2018)
Claims Outside the SFHA	33 of 144
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 99 claims Hurricane Irene, Aug 2011 · 35 claims Hurricane Isabel, Sep 2003 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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