202 Ramsey St, Cherryville, NC 28021 Property Records

Gaston County property record for 202 Ramsey St, Cherryville, NC 28021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 1955
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Feb 2022)
Tax Bill$2,377 (2023)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Mar 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06018 03901

Property Details

APN / Parcel Number

Primary APN06018 03901
Alternative APN
  • 131337

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,684 sqft Heated Area
FlooringHardwood

Exterior

Year BuiltBuilt 1955
Architectural StyleBungalow
Exterior MaterialConcrete Block
Foundation TypeBlock
Roof MaterialShingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions101 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number06018 03901
Street Address202 RAMSEY ST
CityCHERRYVILLE
StateNC
Zip28021-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description06 018 039 01 000
Legal SubdivisionPEN ST
JurisdictionGASTON NC
Township / Civil DivisionCHERRYVILLE
Census Block Group1
Census Block1026
Census Tract30601

Owner

Source: Gaston County records · APN 06018 03901

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address202 RAMSEY ST, CHERRYVILLE, NC 28021-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2022Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Mar 25, 2021Warranty Deed, Transfer
Mar 22, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2022 · Amount on Record
Deed SaleFeb 02, 2022 · Amount on Record
Prior SaleMar 25, 2021
Deed Document Number0053081199
Deed Book / Page5308 / 1199
Record UpdatedJun 07, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateFeb 02, 2022
Property Address202 RAMSEY ST, CHERRYVILLE, NC 28021-2125
Document Number0053081199
Book / Page5308 / 1199
Instrument DateJan 28, 2022
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2360 SMITH HARBOUR DR, 2360, DENVER, NC 28037-8087

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 RAMSEY ST, CHERRYVILLE, NC 28021-2125

Mortgage

Document Number0053081203
DateFeb 02, 2022
Instrument5308/1203
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 25, 2021
Property Address202 RAMSEY ST, CHERRYVILLE, NC 28021-2125
Document Number0052120043
Book / Page5212 / 43
Instrument DateMar 22, 2021
Transaction TypeTransfer
Record UpdatedJun 02, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 SMITH HARBOUR DR, DENVER, NC 28037-8087

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 22, 2021
Property Address202 RAMSEY ST, CHERRYVILLE, NC 28021-2125
Document Number0052102369
Book / Page5210 / 2369
Instrument DateMar 19, 2021
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 SMITH HARBOUR DR, DENVER, NC 28037-8087

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCherryville City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$2,377.00$218,080 Land $13,000 Building $205,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), as of September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 117 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0136030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHERRYVILLE
serves 6,353 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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