202 Prospect Rd, Suffolk, VA 23434 Property Records

Suffolk City property record for 202 Prospect Rd, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,250 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$450 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2018 Line of Credit + 1 more
APN	`3594A`

Property Details

APN / Parcel Number

Primary APN	`3594A`
Alternative APN	`305008200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,250 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	305008200
Street Address	202 PROSPECT RD
City	SUFFOLK
State	VA
Zip	23434-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	BYRD,PIERCE,PROSEPECT RD.
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1002
Census Tract	75504

Owner

Source: Suffolk City records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 PROSPECT RD, SUFFOLK, VA 23434-2223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · FHA Mortgage DOLLAR BANK FSB
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit METROPOLITAN CHURCH FEDERAL CREDIT UNION
Jul 25, 2023	Intrafamily Transfer, Transfer · Stand-Alone Refinance METROPOLITAN CHURCH FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 21, 2023
Transfer Doc	0000007727
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Sep 8, 2026
Property Address	202 PROSPECT RD, SUFFOLK, VA 23434-2223
Document Number	0000011149
Instrument Date	Sep 1, 2026
Instrument	202611149
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 PROSPECT RD, SUFFOLK, VA 23434-2223

Mortgage

Document Number	0000011149,
Date	Sep 8, 2026
Instrument	202611149

Lender

Name	DOLLAR BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	202 PROSPECT RD, SUFFOLK, VA 23434-2223
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000073
Date	Jan 3, 2018
Instrument	180000073

Lender

Name	METROPOLITAN CHURCH FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	9%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 25, 2023
Property Address	202 PROSPECT RD, SUFFOLK, VA 23434-2223
Document Number	0230007727
Instrument Date	Jul 21, 2023
Instrument	230007727
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 PROSPECT RD, SUFFOLK, VA 23434-2223

Mortgage

Document Number	0230007737
Date	Jul 25, 2023
Instrument	230007737

Lender

Name	METROPOLITAN CHURCH FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	9%

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$225,400 (+3.73%) Land $25,800 Building $199,600
2025	$450.00 (+14.5%) Senior Citizen's exemption	$225,400 (+3.73%) Land $25,800 Building $199,600	$217,300 (+4.07%) Land $25,800 Building $191,500
2024	$393.00 Senior Citizen's exemption	$217,300 (+4.07%) Land $25,800 Building $191,500
2023	Senior Citizen's exemption	$208,800 (+14.73%) Land $25,800 Building $183,000	$208,800 (+14.73%) Land $25,800 Building $183,000
2022	$393.00 Senior Citizen's exemption	$182,000 Land $25,800 Building $156,200	$182,000 Land $25,800 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Glo Fiber, Verizon.

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