Hillsdale County property record for 202 Pratt St, North Adams, MI 49262
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 736 sqft |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (May 2021) |
| Tax Bill | $979 (2021) |
| Deeds & Mortgages | Nov 2020 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-045-001-143 |
| Primary APN | 08-045-001-143 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 736 sqft Living Area |
| Gross Area | 832 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 17,424 sqft (0.4 acres) |
| Total Buildings | 4 Buildings |
| Heating System | Forced Air |
|---|
| Street Address | 202 PRATT ST |
|---|---|
| City | NORTH ADAMS |
| State | MI |
| Zip | 49262-8729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR LOT 55 TH W 132 FT TH S 132 FT TH E 132 FT TH N 132 FT TO POB SEC 3 T6S R2W .40 A M/L VILLAGE OF NORTH ADAMS |
| Legal Subdivision | VILLAGE OF NORTH ADAMS |
| Legal Lot Number | 55 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | ADAMS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50600 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 202 PRATT ST, NORTH ADAMS, MI 49262-8729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK |
| May 5, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on Record |
| Deed Sale | May 5, 2021 · Amount on Record |
| Deed Document Number | 0001794836 |
| Deed Book / Page | 1794 / 836 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 202 PRATT ST, NORTH ADAMS, MI 49262-8729 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01777/1123 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 1777/1123 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 5, 2021 |
| Property Address | 202 PRATT ST, NORTH ADAMS, MI 49262-8729 |
| Document Number | 001794/836 |
| Book / Page | 1794 / 836 |
| Instrument Date | Apr 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 PRATT ST, 202, NORTH ADAMS, MI 49262-8729 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 202 PRATT ST, NORTH ADAMS, MI 49262-8729 |
| Document Number | 0001794837 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 1794/837 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Adams Township |
| Municipality | North Adams Village |
| Unified School District | North Adams-Jerome Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $23,700 | $47,303 Land $13,200 Building $34,103 | |
| 2021 | $979.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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