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202 Phillips Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 202 Phillips Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1973
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Tax Bill$686 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN1800-01-35-5581

Property Details

APN / Parcel Number

Primary APN1800-01-35-5581
Alternative APNs
  • 001049188
  • 555784790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
Basement Area1,232 sqft
Unfinished Basement1,232 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number555784790
Street Address202 PHILLIPS RD
CitySPRUCE PINE
StateNC
Zip28777-6005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCLELLAN RD 1132
Legal SubdivisionPHILLIPS ROAD
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group2
Census Block2006
Census Tract950300

Owner

Source: Mitchell County records · APN 1800-01-35-5581

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address202 PHILLIPS RD, SPRUCE PINE, NC 28777-6005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 08, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 01, 2022
Transfer Doc000639/611
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address202 PHILLIPS RD, SPRUCE PINE, NC 28777-6005
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 PHILLIPS RD, SPRUCE PINE, NC 28777-6005

Mortgage

Document Number0000651/53
DateNov 01, 2022
Book Page651/53
Instrument2022003046
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term476 Months
DueJul 27, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMITCHELL NC
Recording DateFeb 08, 2022
Property Address202 PHILLIPS RD, SPRUCE PINE, NC 28777-6005
Document Number000639/611
Book / Page639 / 611
Instrument DateFeb 08, 2022
Instrument2022000258
Transaction TypeTransfer
Record UpdatedFeb 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address202 PHILLIPS RD, SPRUCE PINE, NC 28777-6005

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$686.00 (+1.63%)$143,000 (-) Land $14,500 Building $128,500
2023$675.00$143,000 Land $14,500 Building $128,500$143,000 Land $14,500 Building $128,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Zito West Holding
Fiber		1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 61 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Rd

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