202 Park St, Gaines, MI 48436 Property Records

Genesee County property record for 202 Park St, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1 ba · 996 sqft · built 1900
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$79,500 (May 2000)
Tax Bill$1,645 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-31-577-140

Property Details

APN / Parcel Number

Primary APN10-31-577-140

Interior

Full Baths1 Bath
Stories1 Story
Building Area996 sqft Living Area
1st Floor Area996 sqft
Basement Area996 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area25,265 sqft (0.58 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address202 PARK ST
CityGAINES
StateMI
Zip48436-9712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 TO 8 INCLUSIVE BLK 27 VILLAGE OF GAINES
Legal SubdivisionVILLAGE OF GAINES
Legal Block27
Legal Lot Number4-8
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2029
Census Tract12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address202 PARK ST, GAINES, MI 48436-9712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2000 · Amount on Record
Deed SaleMay 10, 2000 · Amount on Record
Deed Document Number200033561
Deed Book / Page4466 / 932
Last Transfer DateApr 15, 2014
Transfer Doc0000035636
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address202 PARK ST, GAINES, MI 48436-9712
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202105170049379
DateMay 17, 2021
Instrument202105170049379
Lender
NameELGA CU
TypeCredit Union
AddressBURTON, MI 48519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
MunicipalityGaines Village
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,200 (+5.41%) Land $10,200 Building $58,000$136,400 (+5.41%) Land $20,400 Building $116,000
2025$1,645.00 (+2.88%) Homeowner's exemption$64,700 (-0.31%)$129,400 (-0.31%)
2024$1,599.00 (+45.76%)
2023$64,900$129,800
2019$1,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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