Martin County property record for 202 Otto Dr, Inez, KY 41224
| Property Type | Single Family Home |
|---|---|
| Details | 3,500 sqft · built 2010 |
| Lot Size | 7.71 acres (335,847 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Nov 2017) |
| Tax Bill | $3,317 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-00-00-120.02 |
| Primary APN | 028-00-00-120.02 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,500 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 335,847 sqft (7.71 acres) |
| Cooling System | Central |
|---|
| Street Address | 202 OTTO DR |
|---|---|
| City | INEZ |
| State | KY |
| Zip | 41224-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.71 ACRES & IMP |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | INEZ |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950201 |
202 Otto Dr is owned and occupied by an individual who bought it in November 2017.
Source: Martin County records, as of February 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 42, INEZ, KY 41224-0042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INEZ DEPOSIT BANK |
| May 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 20, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on File |
| Deed Sale | Nov 20, 2017 · Amount on File |
| Prior Sale | Nov 3, 2009 · Amount on File |
| Deed Document Number | 88291 |
| Deed Book / Page | D195 / 645 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 202 OTTO DR, INEZ, KY 41224-8809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M151/207 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | M151/207 |
| Instrument | 88292 |
| Name | INEZ DEPOSIT BANK |
|---|---|
| Address | INEZ, KY 41224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 202 OTTO DR, INEZ, KY 41224-8809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000M155/45 |
|---|---|
| Date | May 29, 2019 |
| Book Page | M155/45 |
| Instrument | 91880 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 202 OTTO DR, INEZ, KY 41224-8809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M161/124 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | M161/124 |
| Instrument | 94971 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | Nov 20, 2017 |
| Property Address | 202 OTTO DR, INEZ, KY 41224-8809 |
| Document Number | 00D195/645 |
| Book / Page | D195 / 645 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 88291 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2040, INEZ, KY 41224-2040 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 42, INEZ, KY 41224-0042 |
The 2025 property tax bill for 202 Otto Dr was $3,317 with a disabled person's exemption.
Source: Martin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,317.00 Disabled Person's exemption | $285,000 Land $15,000 Building $270,000 | $285,000 Land $15,000 Building $270,000 |
| 2023 | $3,333.00 Disabled Person's exemption | $285,000 Land $15,000 Building $270,000 | $285,000 Land $15,000 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Otto Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 20 (2004–2025) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Otto Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 89% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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