Schenectady County and Schenectady City property record for 202 Oregon Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,338 sqft · built 1950 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,500 (Dec 1996) |
| Tax Bill | $4,625 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.79-1-1 |
| Primary APN | 421500 50.79-1-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Upper Floors Area | 446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 202 OREGON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND 121 1 WOOD & GAR |
| Legal Subdivision | CONSAUL ROAD GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21801 |
202 Oregon Ave is owned and occupied by two individuals who bought it in December 1996.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 14, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 1996 · Amount on File |
| Deed Sale | Dec 19, 1996 · Amount on File |
| Deed Book / Page | 1510 / 720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 202 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 202 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000016715 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 5215/35 |
| Instrument | 202216715 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 202 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 202 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000031275 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 5116/227 |
| Instrument | 202131275 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 202 OREGON AVE, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000026305 |
| Book / Page | 004766 / 000376 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 202 OREGON AVE SCHENECTADY NY 123041620, SCHENECTADY, NY 12304-1620 |
| Document Number | 0000026305 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 004766/000376 |
| Instrument | 26305 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2047 |
The 2026 property tax bill for 202 Oregon Ave was $4,625 with exemptions applied, up 5.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,625.00 (+5.93%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,366.00 | $132,700 Land $19,900 Building $112,800 | $219,738 Land $32,952 Building $186,786 |
| 2023 | $132,700 (-) Land $19,900 Building $112,800 | $167,975 (+3.8%) Land $25,190 Building $142,785 | |
| 2022 | $132,700 Land $19,900 Building $112,800 | $161,829 Land $24,268 Building $137,561 | |
| 2021 | $4,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Oregon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 202 Oregon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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