202 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 202 Ocean St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 3,938 sqft · built 1893
Lot Size	0.137 acres (5,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2016)
Tax Bill	$8,982 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:571 S:016`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:571 S:016`
Alternative APN	`LYNN M:093 B:571 L:016`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	3,938 sqft Living Area
Gross Area	6,275 sqft
Basement Area	1,566 sqft
Unfinished Basement	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,976 sqft (0.137 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	202 OCEAN ST
City	LYNN
State	MA
Zip	01902-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	571
Legal Lot Number	16
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2007
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 OCEAN ST, LYNN, MA 01902-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP
May 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Sep 5, 2017	Quit Claim Deed, Transfer EQUITABLE COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2016 · Amount on Record
Deed Sale	Mar 9, 2016 · Amount on Record
Prior Sale	Jan 13, 2016 · Amount on Record
Deed Document Number	2016342
Deed Book / Page	34764 / 268
Transfer Doc	35268-122
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	202 OCEAN ST, LYNN, MA 01902-3149
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042691-425
Date	Apr 30, 2025
Book Page	42691/425
Instrument	20250430004740

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	202 OCEAN ST, LYNN, MA 01902-3149
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041544-554
Date	May 1, 2023
Book Page	41544/554
Instrument	20230501003070

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 5, 2017
Property Address	202 OCEAN ST, LYNN, MA 01902-3149
Document Number	36154-359
Book / Page	36154 / 359
Instrument	195
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$65.13
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 OCEAN ST, LYNN, MA 01902-3149

Mortgage

Document Number	036154-362
Date	Sep 5, 2017
Book Page	36154/362
Instrument	196

Lender

Name	EQUITABLE COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,982.00 (+3.83%)	$867,000 (+5.53%) Land $213,200 Building $653,800	$824,790
2024	$8,651.00 (+12.51%)	$821,600 (+19.14%) Land $225,900 Building $595,700
2023	$7,689.00	$689,600 Land $209,300 Building $480,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	121 units insured incl. 120 condo units
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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