Cape May County and Cape May City property record for 202 Ocean St, Cape May, NJ 08204
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,565 sqft |
| Lot Size | 0.09 acres (3,899 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,750,000 (May 2026) |
| Tax Bill | $16,014 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01049-0000-00004 |
| Primary APN | 02-01049-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,565 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Lot Area | 3,899 sqft (0.09 acres) |
| Lot Dimensions | 60 ft deep x 65 ft wide |
| Account Number | 917 |
|---|---|
| Street Address | 202 OCEAN ST |
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2322 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-S |
| Legal Block | 1049 |
| Legal Lot Number | 4 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | CAPE MAY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 22000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cape May Historic District (Additional Documentation) listed 1970 · 600 contributing resources · National Historic Landmark (designated 1976) · NRIS 70000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cape May County and Cape May City records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2 WHITPAIN DR, AMBLER, PA 19002-5129 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer · Conventional Mortgage AMBLER SAVINGS BANK |
| Jan 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jun 8, 2018 · Amount on Record |
| Deed Document Number | 202698101 |
| Deed Book / Page | 4283 / 354 |
| Prior Transfer Date | Oct 14, 2022 |
| Prior Transfer Doc | 0000007719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | May 28, 2026 |
| Property Address | 202 OCEAN ST, CAPE MAY, NJ 08204-2322 |
| Document Number | 0000098101 |
| Book / Page | 4283 / 354 |
| Instrument Date | May 21, 2026 |
| Instrument | 202698101 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,325,625.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2 WHITPAIN DR, AMBLER, PA 19002-5129 |
| Document Number | 0000098102, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202698102 |
| Name | AMBLER SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 202 OCEAN ST, CAPE MAY, NJ 08204-2322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001212 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | M6621/347 |
| Instrument | 2023001212 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 202 OCEAN ST, CAPE MAY, NJ 08204-2322 |
| Document Number | 0060870932 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | SHORE TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 202 OCEAN ST CAPE MAY NJ 082042322, CAPE MAY, NJ 08204-2322 |
| Document Number | 0060870932 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 006087/000932 |
| Instrument | 101723 |
| Name | FREEDOM CU |
|---|---|
| Address | WARMINSTER, PA 18974 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Cape May City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Cape May City |
| Elementary School District | Cape May City School District (KG - 06) |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,515,100 (-) Land $657,600 Building $857,500 | $1,515,100 (-) Land $657,600 Building $857,500 | |
| 2025 | $1,515,100 (-) Land $657,600 Building $857,500 | $1,515,100 (-) Land $657,600 Building $857,500 | |
| 2024 | $16,014.00 (+2.42%) | ||
| 2023 | $1,515,100 Land $657,600 Building $857,500 | $1,515,100 Land $657,600 Building $857,500 | |
| 2022 | $15,635.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 294 units insured incl. 117 condo units |
| Nearby Flood Claims | 321 (1978–2015) |
| Claims Outside the SFHA | 7 of 321 |
| Most Recent Claim | Jun 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE MAY WATER & SEWER U serves 35,000 people · EPA ID NJ0502001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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