202 Ocean Blvd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 202 Ocean Blvd, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,804 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jan 2021)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`6385.20.72.9185000`

Property Details

APN / Parcel Number

Primary APN	`6385.20.72.9185000`
Alternative APNs	`408421` `38914`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,804 sqft Heated Area
Gross Area	4,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	174 ft deep x 50 ft wide
View / Lot	Waterfront / Beach
Garage Type	Finished

Exterior Amenities

Pool Area	420 sqft
Porch	Porch
Porch Area	72 sqft
Deck Area	72 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	38914
Street Address	202 OCEAN BLVD
City	ATLANTIC BEACH
State	NC
Zip	28512-7474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L9 B6 ASBURY BEACH
Legal Subdivision	ASBURY BEACH
Legal Block	72
Legal Lot Number	9
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1000
Census Tract	971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 PARKSIDE PL, ZEBULON, NC 27597-2153
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
May 15, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Deed Document Number	20211705108
Deed Book / Page	1705 / 108
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 22, 2021
Property Address	202 OCEAN BLVD, ATLANTIC BEACH, NC 28512-7474
Document Number	0017050108
Book / Page	1705 / 108
Map Reference	MB 1 PG 199
Instrument Date	Jan 21, 2021
Instrument	1705108
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 PARKSIDE PL, ZEBULON, NC 27597-2153

Mortgage

Document Number	1705109
Date	Jan 22, 2021
Instrument	1705-109

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 15, 2020
Property Address	202 OCEAN BLVD, ATLANTIC BEACH, NC 28512-7474
Document Number	0016720056
Book / Page	1672 / 56
Map Reference	MB 1 PG 199
Instrument Date	May 5, 2020
Instrument	1672056
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 69, ATLANTIC BEACH, NC 28512-0069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LAKE BOONE TRL, RALEIGH, NC 27608-1026

Mortgage

Document Number	0016720057
Date	May 15, 2020
Book Page	1672/57
Instrument	1672057

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 2, 2017
Property Address	202 OCEAN BLVD, ATLANTIC BEACH, NC 28512-7474
Document Number	0015740417
Book / Page	1574 / 417
Map Reference	MB1 PG199
Instrument Date	May 2, 2017
Instrument	1574417
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 US HIGHWAY 70 E, 1307, NEW BERN, NC 28560-6609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 OCEAN BLVD, ATLANTIC BEACH, NC 28512-7474

Mortgage

Document Number	1574418
Date	May 2, 2017
Instrument	1574418

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atlantic Beach Town
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,427,345 (-) Land $784,000 Building $643,345	$1,427,345 (-) Land $784,000 Building $643,345
2025	$3,309.00 (+24.31%)	$1,427,345 (+138.31%) Land $784,000 Building $643,345	$1,427,345 (+138.31%) Land $784,000 Building $643,345
2023		$598,950 Land $598,950	$598,950 Land $598,950
2022	$2,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 501 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,796 units insured incl. 1,295 condo units
Nearby Flood Claims	75 (1996–2025)
Claims Outside the SFHA	23 of 75
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 39 claims Hurricane Ophelia, Sep 2005 · 7 claims Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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