202 Oberlin Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 202 Oberlin Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 955 sqft · built 1959
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jan 2025)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-00-077-102-001`

Property Details

APN / Parcel Number

Primary APN	`09-00-077-102-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	955 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	955 sqft
Basement Area	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	50 sqft
Deck Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	202 OBERLIN RD
City	OBERLIN
State	OH
Zip	44074-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	980525725
Legal Subdivision	RUSSIA
Legal Block	102
Legal Lot Number	77
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	1
Census Block	1027
Census Tract	60100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2501 COOLIDGE RD, 100, EAST LANSING, MI 48823-8015
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP
May 13, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	202539487
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	20210817699
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 28, 2022
Property Address	202 OBERLIN RD, OBERLIN, OH 44074-1202
Document Number	0000872963
Instrument Date	Apr 27, 2022
Instrument	2022-0872963
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 OBERLIN RD, OBERLIN, OH 44074-1202

Mortgage

Document Number	0000872964
Date	Apr 28, 2022
Instrument	2022-0872964

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000872965
Date	Apr 28, 2022
Instrument	2022-0872965

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	May 13, 2021
Property Address	202 OBERLIN RD, OBERLIN, OH 44074-1202
Document Number	20210817699
Instrument Date	May 13, 2021
Instrument	2021-0817699
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (-4.14%)	$62,830 (%) Land $16,650 Building $46,180	$179,520 (-) Land $47,570 Building $131,950
2024	$3,113.00 (+36.65%)	$62,832 (+53.22%) Land $16,650 Building $46,183	$179,520 (+53.23%) Land $47,570 Building $131,950
2023	$2,278.00 (+0.31%)	$41,007 (-0.01%) Land $1,278 Building $39,729	$117,160 (-) Land $3,650 Building $113,510
2022	$2,271.00	$41,010 Land $1,280 Building $39,730
2021			$117,160 Land $3,650 Building $113,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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