202 N Willow St, Effingham, IL 62401 Property Records

Effingham County property record for 202 N Willow St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 2,082 sqft · built 1994
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$835,500 (Nov 2024)
Tax Bill$5,139 (2025)
Deeds & MortgagesSep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN03-16-027-015

Property Details

APN / Parcel Number

Primary APN03-16-027-015

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area2,082 sqft Base Area
1st Floor Area2,082 sqft
Basement Area1,540 sqft
Unfinished Basement1,540 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeMasonry / Concrete Block
Lot Area16,988 sqft (0.39 acres)
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address202 N WILLOW ST
CityEFFINGHAM
StateIL
Zip62401-3447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 FEUERBORN SUB 24003713 3882/137 990/89
Legal SubdivisionFEUERBORN SUBDIVISION
Legal Lot Number1
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1085
Census Tract950600

Owner

202 N Willow St is owned and occupied by two individuals who bought it in November 2024.

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address202 N WILLOW ST, EFFINGHAM, IL 62401-3447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2024 · Amount on File
Deed SaleNov 12, 2024 · Amount on File
Deed Document Number20243713
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEFFINGHAM IL
Recording DateSep 28, 2023
Property Address202 N WILLOW ST, EFFINGHAM, IL 62401-3447
Document Number003882/137
Book / Page3882 / 137
Map ReferenceMB 984 PG 236
Instrument DateSep 26, 2023
Instrument202323003179
Transaction TypeTransfer
Record UpdatedOct 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address703 ASPEN DR, EFFINGHAM, IL 62401-4941

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 ASPEN DR, EFFINGHAM, IL 62401-4941

Tax Assessment & Valuation

The 2025 property tax bill for 202 N Willow St was $5,139 with exemptions applied.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,139.00$102,100 Land $22,660 Building $79,440$306,300 Land $67,980 Building $238,320
2022$6,516.00 Homeowner's exemption Senior Citizen's exemption$109,350 Land $17,180 Building $92,170$328,050 Land $51,540 Building $276,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 202 N Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 N Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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