202 N Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 202 N Walnut St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1943
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Sep 2022)
Tax Bill	$570 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20327`

Property Details

APN / Parcel Number

Primary APN	`20327`
Alternative APN	`5630-00-071-009-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20327
Street Address	202 N WALNUT ST
City	COMMERCE
State	OK
Zip	74339-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9, BLK 71 FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Subdivision	FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Block	71
Legal Lot Number	9
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3062
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	202 N WALNUT ST, COMMERCE, OK 74339-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Quit Claim Deed, Transfer APEX TITLE NORTHEAST OK LLC
Sep 9, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	20224751
Deed Book / Page	1169 / 490
Prior Transfer Date	Sep 8, 2022
Prior Transfer Doc	001169/507
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 9, 2022
Property Address	202 N WALNUT ST, COMMERCE, OK 74339-1820
Document Number	001169/507
Book / Page	1169 / 507
Instrument Date	Sep 8, 2022
Instrument	I-2022-004753
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N WALNUT ST, COMMERCE, OK 74339-1820

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 9, 2022
Property Address	202 N WALNUT ST, COMMERCE, OK 74339-1820
Document Number	001169/490
Book / Page	1169 / 490
Instrument Date	Sep 8, 2022
Instrument	I-2022-004751
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N WALNUT ST, COMMERCE, OK 74339-1820

Mortgage

Document Number	I2022004752
Date	Sep 9, 2022
Instrument	I-2022-004752

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Oct 22, 2021
Property Address	202 N WALNUT ST, COMMERCE, OK 74339-1820
Document Number	001146/436
Book / Page	1146 / 436
Instrument Date	Oct 22, 2021
Instrument	2021-005347
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 N WALNUT ST, COMMERCE, OK 74339-1820

Mortgage

Document Number	2021005348
Date	Oct 22, 2021
Instrument	2021-005348

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,902 (+0.41%) Land $167 Building $6,735	$60,545 (+0.4%) Land $1,469 Building $59,076
2025	$570.00 (+0.88%) Homeowner's exemption	$6,874 (+0.5%) Land $167 Building $6,707	$60,301 (+0.5%) Land $1,469 Building $58,832
2024	$565.00 (-7.98%) Homeowner's exemption	$6,840 (-) Land $162 Building $6,678	$60,000 (-) Land $1,420 Building $58,580
2023	$614.00 (+484.76%)	$6,840 (+117.21%) Land $162 Building $6,678	$60,000 (+9.29%) Land $1,420 Building $58,580
2022	$105.00 Homeowner's exemption	$3,149 Land $162 Building $2,987	$54,900 Land $1,420 Building $53,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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