202 N Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 202 N Mountain Ave, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,752 sqft · built 1949
Lot Size0.471 acres (20,534 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Nov 2014)
Tax Bill$26,693 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01602-0000-00009

Property Details

APN / Parcel Number

Primary APN13-01602-0000-00009
Alternative APN
  • 130160200009

Interior

Stories1 Story
Building Area2,752 sqft Living Area
1st Floor Area2,752 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area20,534 sqft (0.471 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130160200009
Street Address202 N MOUNTAIN AVE
CityMONTCLAIR
StateNJ
Zip07042-2307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description20533SF
Legal Block1602
Legal Lot Number9
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4005
Census Tract16400

Owner

202 N Mountain Ave is owned and occupied by an individual who bought it in November 2014.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address202 N MOUNTAIN AVE, MONTCLAIR, NJ 07042-2307
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2014 · Amount on File
Deed SaleNov 17, 2014 · Amount on File
Prior SaleNov 4, 2014 · Amount on File
Deed Book / Page12524 / 7300
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address202 N MOUNTAIN AVE, MONTCLAIR, NJ 07042-2307
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009178
DateFeb 1, 2022
Instrument2022009178
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address202 N MOUNTAIN AVE, MONTCLAIR, NJ 07042-2307
Document Number0000041790
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyFOUNDATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 N MOUNTAIN AVE MONTCLAIR NJ 070422307, MONTCLAIR, NJ 07042-2307

Mortgage

Document Number0000041790
DateApr 28, 2020
Instrument41790
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 202 N Mountain Ave was $26,693, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$759,200 (-) Land $406,000 Building $353,200$759,200 (-) Land $406,000 Building $353,200
2025$26,693.00 (+3.32%)$759,200 Land $406,000 Building $353,200$759,200 Land $406,000 Building $353,200
2024$25,835.00
2023$759,200 Land $406,000 Building $353,200$759,200 Land $406,000 Building $353,200
2022$24,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 N Mountain Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 N Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile.

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