202 N Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 202 N Main Ave, Erwin, TN 37650

Property Summary

Property Type	Commercial
Details	1 ba · 1,520 sqft · built 1995
Lot Size	132 acres (5,749,920 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Nov 2020)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023N-B-001.00`

Property Details

APN / Parcel Number

Primary APN	`023N-B-001.00`
Alternative APNs	`086023N B 00100` `000005508`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,520 sqft Gross Area
1st Floor Area	1,520 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	5,749,920 sqft (132 acres)
Lot Dimensions	111 ft deep x 132 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	64 sqft
Patio Area	825 sqft
Canopy	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 N MAIN AVE
City	ERWIN
State	TN
Zip	37650-1234
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-2
Legal Description	R S BOYD BLK SECI LOT 1-6 132X122X150X101 DOMINOS
Legal Subdivision	R S BOYD
Legal Block	SECI
Legal Lot Number	1-6
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3018
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9116 GRIFFIN RD, COOPER CITY, FL 33328-3540
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC CAPITAL BANK NA
Feb 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage CUSTOMER COMMERCIAL FINANCE LLC
Jan 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jul 15, 2011 · Amount on Record
Deed Document Number	20202105
Deed Book / Page	438 / 972
Prior Transfer Date	Sep 2, 2011
Prior Transfer Doc	0000353719
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	202 N MAIN AVE, ERWIN, TN 37650-1234
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	DEBBIE TITLE, DEBBIE TITTLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N MAIN AVE, ERWIN, TN 37650-1234

Mortgage

Document Number	0000442628
Date	Feb 23, 2021
Book Page	442/628
Instrument	21000390

Lender

Name	ATLANTIC CAPITAL BANK NA
Type	Bank
Address	ATLANTA, GA 30326

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 10, 2028

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	202 N MAIN AVE, ERWIN, TN 37650-1234
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N MAIN AVE, ERWIN, TN 37650-1234

Mortgage

Document Number	0000456639
Date	Feb 22, 2022
Book Page	456/639
Instrument	22000448

Lender

Name	CUSTOMER COMMERCIAL FINANCE LLC
Type	Non-Lending Institution
Address	PORTSMOUTH, NH 03801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 15, 2019
Property Address	202 N MAIN AVE, ERWIN, TN 37650-1234
Document Number	41982
Book / Page	000419 / 000082
Instrument Date	Jan 14, 2019
Instrument	69
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$177.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 S MAIN AVE #C ERWIN TN 376501237, C, ERWIN, TN 37650-1237

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$102,720 (+6%) Land $31,280 Building $71,440	$256,800 (-) Land $78,200 Building $178,600
2023	$64,200 Land $19,550 Building $44,650
2022		$256,800 Land $78,200 Building $178,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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