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202 N Commerce St, Mart, TX 76664 Property Records

McLennan County property record for 202 N Commerce St, Mart, TX 76664

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 776 sqft · built 1992
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Tax Bill$2,242 (2024)
Deeds & MortgagesJan 2026 Mortgage
Jan 2026 Second Mortgage
Flood ZoneZone X (minimal risk)
APN32-011600-016800-9

Property Details

APN / Parcel Number

Primary APN32-011600-016800-9
Alternative APNs
  • 3201160001680090111
  • 132766

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area776 sqft Living Area
1st Floor Area776 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeWood
Foundation TypeMasonry
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address202 N COMMERCE ST
CityMART
StateTX
Zip76664-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMART OT LOT 1 2 BLOCK 23 ACRES .132
Legal SubdivisionMART OT
Legal Block23
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionMART
Census Block Group1
Census Block1035
Census Tract3601

Owner

Source: McLennan County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address206 N WACO ST, MART, TX 76664-1040
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
Jan 6, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2026
Deed SaleJan 6, 2026
Prior SaleJan 6, 2026 · Amount on Record
Deed Document Number2026310
Prior Transfer DateAug 20, 2013
Prior Transfer Doc0000031300
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address202 N COMMERCE ST, MART, TX 76664-1109
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 N WACO ST, MART, TX 76664-1040

Mortgage

Document Number0000000309
DateJan 6, 2026
Instrument2026000309
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address202 N COMMERCE ST, MART, TX 76664-1109
Transaction TypeMortgage
Record UpdatedJan 30, 2026
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000311
DateJan 6, 2026
Instrument2026000311
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityMart City
Unified School DistrictMart Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,620 (+0.46%) Land $12,075 Building $74,545$86,620 (+0.46%) Land $12,075 Building $74,545
2025$86,220 (-11.48%) Land $10,980 Building $75,240$86,220 (-11.48%) Land $10,980 Building $75,240
2024$2,242.00 (+0.95%)
2023$97,400 Land $10,980 Building $86,420$97,400 Land $10,980 Building $86,420
2022$2,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–1989)
Most Recent ClaimMay 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MART
serves 1,846 people · EPA ID TX1550005
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Central Link Broadband
Fixed Wireless		100 / 20

May also be available: AT&T.

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