202 N Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 202 N Central Ave, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,020 sqft · built 1940
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Oct 2019)
Tax Bill	$1,959 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`557503436358`

Property Details

APN / Parcel Number

Primary APN	`557503436358`
Alternative APNs	`1517027` `14367`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	234 ft deep x 90 ft wide
Porch	Porch
Porch Area	288 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1517027
Street Address	101 DIXON RD
City	LOCUST
State	NC
Zip	28097-0170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	HSE 101 DIXON 557503227
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	3
Census Block	3021
Census Tract	930801

Owner

202 N Central Ave is owned by a company that bought it in October 2019.

Source: Stanly County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	117 N CENTRAL AVE, LOCUST, NC 28097-7121
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MARLA J ARMSTRONG
Oct 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	May 11, 2009 · Amount on File
Deed Document Number	2019414229
Deed Book / Page	1683 / 1539
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 6, 2021
Property Address	202 N CENTRAL AVE, LOCUST, NC 28097-7122
Document Number	0000431331
Book / Page	1737 / 519
Instrument Date	Apr 6, 2021
Instrument	431331
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 S CENTRAL AVE, 503, LOCUST, NC 28097-7143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 W CENTRAL AVENUE, LOCUST, NC 28097

Mortgage

Document Number	0000431332
Date	Apr 6, 2021
Instrument	431332

Lender

Name	MARLA J ARMSTRONG
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	20 Months
Due	Dec 1, 2022

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 25, 2019
Property Address	202 N CENTRAL AVE, LOCUST, NC 28097-7122
Document Number	0000414229
Book / Page	001683 / 001539
Instrument Date	Oct 23, 2019
Instrument	414229
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S CENTRAL AVE LOCUST NC 280977143, LOCUST, NC 28097-7143

Tax Assessment & Valuation

The 2026 property tax bill for 202 N Central Ave was $1,959.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,959.00	$212,990 Land $115,938 Building $97,052	$212,990 Land $115,938 Building $97,052
2023	$1,482.00	$135,988 Land $79,326 Building $56,662	$135,988 Land $79,326 Building $56,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 N Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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