Lexington County property record for 202 Montclair Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 7,450 sqft · built 2002 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,225,000 (Mar 2021) |
| Tax Bill | $12,750 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Mar 2021 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001818-01-005 |
| Primary APN | 001818-01-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,450 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 46,609 sqft (1.07 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 202 MONTCLAIR RD |
|---|---|
| City | IRMO |
| State | SC |
| Zip | 29063-9154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOT 1 |
| Legal Subdivision | PROPERTY EXHIBIT FOR HARRIET A CRAIG |
| Legal Lot Number | 1 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | IRMO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21114 |
Source: Lexington County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 2, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 26, 2021 | Deed, Transfer · Line of Credit FIRST CITIZENS BANK AND TRUST CO IN |
| Jan 4, 2022 | Intrafamily Transfer, Transfer |
| Apr 10, 2017 | Deed of Trust, Mortgage RENEA F CRAIG |
| Nov 10, 2016 | Loan Modification, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Deed Document Number | 202116179 |
| Deed Book / Page | 20930 / 5929 |
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 2115001697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 2, 2022 |
| Property Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Document Number | 2103302393 |
| Book / Page | 21033 / 2393 |
| Map Reference | MB 474 PG 1 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022048392 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Mar 26, 2021 |
| Property Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Document Number | 2093005929 |
| Book / Page | 20930 / 5929 |
| Map Reference | MB 5918 PG 61 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021016179 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,232.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Document Number | 2021016180 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021016180 |
| Name | FIRST CITIZENS BANK AND TRUST CO IN |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jan 4, 2022 |
| Property Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Document Number | 2098602730 |
| Book / Page | 20986 / 2730 |
| Map Reference | MB 474 PG 1 |
| Instrument Date | Jan 3, 2021 |
| Instrument | 2022000303 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2001 ASSEMBLY ST STE 201, 201, COLUMBIA, SC 29201-2153 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Document Number | 1913500104 |
| Book / Page | 019135 / 000104 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | 1913500104 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 019135/000104 |
| Instrument | 17316 |
| Name | RENEA F CRAIG |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 202 MONTCLAIR RD, IRMO, SC 29063-9154 |
| Document Number | 1971600189 |
| Book / Page | 019716 / 000189 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 202 MONTCLAIR RD IRMO SC 290639154, IRMO, SC 29063-9154 |
| Document Number | 1971600189 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 019716/000189 |
| Instrument | 60914 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | 190 KNOX ABBOTT DR, CAYCE, SC 29033-4348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,750.00 (-6.36%) | $89,000 (-) Land $24,000 Building $65,000 | |
| 2024 | $13,616.00 (+0.86%) | $89,000 (-) Land $24,000 Building $65,000 | $2,225,000 (-) Land $600,000 Building $1,625,000 |
| 2023 | $13,500.00 | $89,000 Land $24,000 Building $65,000 | $2,225,000 Land $600,000 Building $1,625,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2006–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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