202 Middle St, New Bern, NC 28560 Property Records

Craven County property record for 202 Middle St, New Bern, NC 28560

Property Summary

Property Type	Restaurant
Details	3,360 sqft · built 1900
Lot Size	0.048 acres (2,090 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Jul 2025)
Tax Bill	$4,364 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`8-001-C-108`

Property Details

APN / Parcel Number

Primary APN	`8-001-C-108`
Alternative APN	`52874`

Interior

Building Area	3,360 sqft Total Area
1st Floor Area	3,360 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Other
Lot Area	2,090 sqft (0.048 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	52874
Street Address	202 MIDDLE ST
City	NEW BERN
State	NC
Zip	28560-2142
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	NC1
Legal Description	202 MIDDLE ST
Legal Subdivision	NEW BERN
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1024
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 12171, NEW BERN, NC 28561-2171
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage UNION BANK
Aug 6, 2018	Deed of Trust, Mortgage UNION BANK
Jul 1, 2025	Special Warranty Deed, Transfer
Aug 17, 2020	Special Warranty Deed, Transfer · Line of Credit UBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	202510142741
Deed Book / Page	3843 / 443
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	202 MIDDLE ST, NEW BERN, NC 28560-2142
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03524/1954
Date	Jan 22, 2018
Book Page	3524/1954

Lender

Name	UNION BANK
Type	Bank
Address	NEW BERN, NC 28562

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	202 MIDDLE ST, NEW BERN, NC 28560-2142
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003544/0000000300
Date	Aug 6, 2018
Book Page	0000003544/0000000300
Instrument	000010026002

Lender

Name	UNION BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 1, 2025
Property Address	202 MIDDLE ST, NEW BERN, NC 28560-2142
Document Number	003843/443
Book / Page	3843 / 443
Instrument Date	Jun 25, 2025
Instrument	10142741
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2333 RANDOLPH RD STE 115, 115, CHARLOTTE, NC 28207-1643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12171, NEW BERN, NC 28561-2171

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 17, 2020
Property Address	202 MIDDLE ST, NEW BERN, NC 28560-2142
Document Number	003626/433
Book / Page	3626 / 433
Instrument Date	Jul 30, 2020
Instrument	10059448
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 GIBBS RD, NEW BERN, NC 28560-7939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1654, NEW BERN, NC 28563-1654

Mortgage

Document Number	0003626436
Date	Aug 17, 2020
Instrument	3626/436

Lender

Name	UBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,364.00 (+3.17%)	$446,760 (-) Land $88,860 Building $357,900	$446,760 (-) Land $88,860 Building $357,900
2025	$4,230.00 (+20.86%)	$446,760 (+19.6%) Land $88,860 Building $357,900	$446,760 (+19.6%) Land $88,860 Building $357,900
2023	$3,500.00 (+8.56%)	$373,560 (+36.68%) Land $88,860 Building $284,700	$373,560 (+36.68%) Land $88,860 Building $284,700
2022	$3,224.00	$273,300 Land $92,000 Building $181,300
2018			$273,300 Land $92,000 Building $181,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Optimum, T-Mobile.

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