202 Markley Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 202 Markley Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,294 sqft · built 2023
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$37,000 (Apr 2022)
Tax Bill$1,595 (2025)
Deeds & MortgagesMay 2023 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9577645037

Property Details

APN / Parcel Number

Primary APN9577645037
Alternative APNs
  • 0108863
  • 108863

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,294 sqft Heated Area
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)
PorchSlab
Porch Area380 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number108863
Street Address202 MARKLEY DR
CityFLAT ROCK
StateNC
Zip28731-9555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code108863~R1
Legal DescriptionHIGHLAND LAKE LO233 PLB-077
Legal SubdivisionHIGHLAND LAKE
Legal Block64
Legal Lot Number5037
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2049
Census Tract931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address202 MARKLEY DR, FLAT ROCK, NC 28731-9555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage
NORTH CAROLINA HOUSING FINANCE AGENCY
Apr 6, 2022Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2022 · Amount on Record
Deed SaleApr 6, 2022 · Amount on Record
Deed Document Number2022977221
Deed Book / Page3895 / 238
Last Transfer DateJun 27, 2024
Transfer Doc0001017020
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address202 MARKLEY DR, FLAT ROCK, NC 28731-9555
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040380498
DateMay 1, 2023
Book Page4038/498
Instrument1000997056
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27609
Agreement
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateApr 6, 2022
Property Address202 MARKLEY DR, FLAT ROCK, NC 28731-9555
Document Number0038950238
Book / Page3895 / 238
Map ReferenceCAB B SL 77
Instrument DateApr 4, 2022
Instrument977221
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 N KING ST, 214, HENDERSONVILLE, NC 28792-5055

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 INDIAN CAVE PARK RD, HENDERSONVILLE, NC 28739-2808

Mortgage

Document Number0000977222
DateApr 6, 2022
Instrument977222
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueApr 6, 2055

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,400 (+9.09%) Land $46,900 Building $237,500
2025$1,595.00
2023$260,700 Land $46,900 Building $213,800$284,400 Land $46,900 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2024–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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