202 Maple Point Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 202 Maple Point Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,916 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,800 (Jun 2006)
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A883001974`

Property Details

APN / Parcel Number

Primary APN	`A883001974`
Alternative APN	`3-157C-6264-00-0201.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	964 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001974
Street Address	202 MAPLE POINT DR
City	SAINT CHARLES
State	MO
Zip	63304-4562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK #2 LOT 201
Legal Subdivision	WALNUT CREEK #2
Legal Lot Number	201
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1006
Census Tract	311114

Owner

Source: St. Charles County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Nov 24, 2020	Quit Claim Deed, Transfer SERVICELINK
Nov 24, 2020	Quit Claim Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2006 · Amount on Record
Deed Sale	Jun 26, 2006 · Amount on Record
Prior Sale	Apr 16, 2002 · Amount on Record
Deed Document Number	2006534970
Deed Book / Page	4515 / 221
Last Transfer Date	Nov 21, 2020
Transfer Doc	0000091876
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 MAPIE POINT DR, SAINT CHARLES, MO 63304-4562

Mortgage

Document Number	0000021675
Date	Jun 6, 2023
Instrument	2023R-021675

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562

Mortgage

Document Number	0000016034
Date	Mar 18, 2022
Instrument	2022R-016034

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562

Mortgage

Document Number	2021R085602
Date	Oct 15, 2021
Instrument	2021R-085602

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562

Mortgage

Document Number	2021R036415
Date	Apr 26, 2021
Instrument	2021R-036415

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 24, 2020
Property Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562
Document Number	0000091876
Instrument Date	Nov 21, 2020
Instrument	91876
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 MAPLE POINT DR ST CHARLES MO 633044562, ST CHARLES, MO 63304-4562

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 24, 2020
Property Address	202 MAPLE POINT DR, SAINT CHARLES, MO 63304-4562
Document Number	0000091875
Instrument Date	Nov 21, 2020
Instrument	91875
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 MAPLE POINT DR ST CHARLES MO 633044562, ST CHARLES, MO 63304-4562

Mortgage

Document Number	91877
Date	Nov 24, 2020
Instrument	91877

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,528.00 (+6.81%)	$59,420 (+7.56%)	$312,738 (+7.56%) Land $65,000 Building $247,738
2024	$3,303.00
2023		$55,243
2022			$290,753 Land $65,000 Building $225,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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