Ontario County and Phelps Town property record for 202 Main St, Phelps, NY 14532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,854 sqft · built 1880 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Mar 2022 Sale |
| APN | 5341-000-06 |
| Primary APN | 5341-000-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| 2nd Floor Area | 780 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 251 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5341-000-06 |
|---|---|
| Street Address | 202 MAIN ST |
| City | PHELPS |
| State | NY |
| Zip | 14532-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1.059 ACRES |
| Legal Block | 1 |
| Legal Lot Number | 54.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | PHELPS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50402 |
Source: Ontario County and Phelps Town records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 MAIN ST, PHELPS, NY 14532-1051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FINGER LAKES FEDERAL CREDIT UNION |
| Mar 4, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2022 |
| Transfer Doc | 0000000079 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 202 MAIN ST, PHELPS, NY 14532-1051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | CROSSROADS TITLE, CROSSROADS |
| Name | Verified Name |
|---|
| Document Number | 003143/615 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 3143/615 |
| Instrument | 202203040080 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Mar 4, 2022 |
| Property Address | 202 MAIN ST, PHELPS, NY 14532-1051 |
| Document Number | 001491/647 |
| Book / Page | 1491 / 647 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 202203040079 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Phelps Town |
| Municipality | Phelps Village |
| Unified School District | Phelps-Clifton Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,974.00 | $127,000 (-) Land $19,200 Building $107,800 | $176,400 (+13.88%) Land $26,668 Building $149,732 |
| 2023 | $127,000 Land $19,200 Building $107,800 | $154,900 Land $23,418 Building $131,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049 |
|---|---|
| Water Source | Purchased surface water from WATERLOO VILLAGE |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | PHELPS VILLAGE |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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