Schoharie County and Middleburgh Town property record for 202 Main St, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,235 sqft · built 1870 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Aug 2022) |
| Tax Bill | $7,922 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 433801 106.20-1-16 |
| Primary APN | 433801 106.20-1-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,235 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| 2nd Floor Area | 512 sqft |
| Upper Floors Area | 483 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 395 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 1,196 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 491A100436 |
|---|---|
| Street Address | 202 MAIN ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-6306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | H |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 740700 |
202 Main St is owned by a company that bought it in August 2022.
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 OXFORD PL, MASSAPEQUA, NY 11758-5232 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Dec 3, 2009 | Deed of Trust, Mortgage STATE EMPLOYEE FEDERAL CREDIT UNION (NY) |
| Aug 22, 2006 | Deed of Trust, Mortgage STATE EMPLOYEE FEDERAL CREDIT UNION (NY) |
| Feb 25, 2025 | Deed, Transfer |
| Aug 15, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Mar 29, 2012 | Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Mar 29, 2012 · Amount on File |
| Deed Document Number | 2022814731 |
| Deed Book / Page | 1172 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 202 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001998/10 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 1998/10 |
| Instrument | 811088 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 202 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001402/0000000194 |
|---|---|
| Date | Dec 3, 2009 |
| Book Page | 0000001402/0000000194 |
| Instrument | 0000514509 |
| Name | STATE EMPLOYEE FEDERAL CREDIT UNION (NY) |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 145 Months |
| Due | Jan 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 202 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001187/0000000149 |
|---|---|
| Date | Aug 22, 2006 |
| Book Page | 0000001187/0000000149 |
| Instrument | 0000459056 |
| Name | STATE EMPLOYEE FEDERAL CREDIT UNION (NY) |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 101 Months |
| Due | Jan 1, 2015 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 25, 2025 |
| Property Address | 202 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Document Number | 0001230/51 |
| Book / Page | 1230 / 51 |
| Instrument Date | Feb 13, 2025 |
| Instrument | 827942 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 MATTICE RD, MIDDLEBURGH, NY 12122-5223 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 15, 2022 |
| Property Address | 202 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Document Number | 00001172/8 |
| Book / Page | 1172 / 8 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 814731 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4004 OLD NORTH RD, SOUTHOLD, NY 11971-2358 |
| Document Number | 0000814732 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 814732 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 29, 2012 |
| Property Address | 202 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Document Number | 0000000932/0000000297 |
| Book / Page | 0000000932 / 0000000297 |
| Instrument Date | Mar 28, 2012 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2025 |
| Title Company | MICHAEL BREEN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Document Number | 0000001521/0000000077 |
|---|---|
| Date | Mar 29, 2012 |
| Book Page | 0000001521/0000000077 |
| Instrument | 0000631712 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2042 |
The 2026 property tax bill for 202 Main St was $7,922, up 2.1% from the year before.
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,922.00 (+2.11%) | ||
| 2025 | $7,758.00 | $116,000 Land $14,200 Building $101,800 | $249,462 Land $30,538 Building $218,924 |
| 2023 | $116,000 (-) Land $14,200 Building $101,800 | $227,451 (+5.88%) Land $27,843 Building $199,608 | |
| 2022 | $116,000 Land $14,200 Building $101,800 | $214,815 Land $26,296 Building $188,519 | |
| 2021 | $2,149.00 (-65.5%) | ||
| 2020 | $6,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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