New Castle County property record for 202 Loft St, Townsend, DE 19734 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,838 sqft · built 2007 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Aug 2010) |
| Tax Bill | $3,667 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-012.20-234 |
| Primary APN | 14-012.20-234 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,838 sqft Living Area |
| 1st Floor Area | 2,272 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 202 LOFT ST |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-2845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FAIRWAYS AT ODESSA NATIONAL |
| Legal Lot Number | 2 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 16808 |
Source: New Castle County records · APN 14-012.20-234
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 LOFT ST, TOWNSEND, DE 19734-2845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2010 · Amount on Record |
| Deed Sale | Aug 24, 2010 · Amount on Record |
| Deed Document Number | 201044095 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 202 LOFT ST, TOWNSEND, DE 19734-2845 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000025308 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 20190409-0025308 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | May 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 202 LOFT ST, TOWNSEND, DE 19734-2845 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000092448 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 20210809-0092448 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | 7.5% |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,667.00 (+0.71%) | $552,300 (+364.51%) Land $117,500 Building $434,800 | |
| 2024 | $493,110 | ||
| 2023 | $3,641.00 Senior Citizen's exemption | $118,900 Land $8,900 Building $110,000 |
Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030168084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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